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Based on a property value of £400,000 with a £200,000 mortgage for 25 years.

  • Initial rate

    1.18%

    then 4.24% (variable)

  • Monthly repayments

    £770

  • Scheme fees

    £1,199

  • True cost

    £21,223

    over initial period

  • Overall cost

    3.9%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£200

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.18% would initially cost £770 for months. This would be followed by monthly payments at a variable rate of 4.24% costing £ per month. The total amount payable over the full term of the mortgage would be £310,159, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.9% APRC.

  • Initial rate

    1.19%

    then 4.24% (variable)

  • Monthly repayments

    £771

  • Scheme fees

    £1,025

  • True cost

    £21,844

    over initial period

  • Overall cost

    3.8%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£995

Valuation fee

£0

Other fees

£30

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.19% would initially cost £771 for months. This would be followed by monthly payments at a variable rate of 4.24% costing £ per month. The total amount payable over the full term of the mortgage would be £309,460, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.8% APRC.

  • Initial rate

    1.21%

    then 4.24% (variable)

  • Monthly repayments

    £773

  • Scheme fees

    £1,377

  • True cost

    £21,996

    over initial period

  • Overall cost

    3.8%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£995

Valuation fee

£352

Other fees

£30

Cashback

£250.00

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.21% would initially cost £773 for months. This would be followed by monthly payments at a variable rate of 4.24% costing £ per month. The total amount payable over the full term of the mortgage would be £309,672, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.8% APRC.

  • Initial rate

    1.21%

    then 4.24% (variable)

  • Monthly repayments

    £773

  • Scheme fees

    £1,114

  • True cost

    £21,983

    over initial period

  • Overall cost

    3.9%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£35

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.21% would initially cost £773 for months. This would be followed by monthly payments at a variable rate of 4.24% costing £ per month. The total amount payable over the full term of the mortgage would be £309,659, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.9% APRC.

  • Initial rate

    1.24%

    then 4.19% (variable)

  • Monthly repayments

    £776

  • Scheme fees

    £1,016

  • True cost

    £21,959

    over initial period

  • Overall cost

    3.8%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£17

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.24% would initially cost £776 for months. This would be followed by monthly payments at a variable rate of 4.19% costing £ per month. The total amount payable over the full term of the mortgage would be £308,344, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.8% APRC.

  • Initial rate

    1.24%

    then 4.24% (variable)

  • Monthly repayments

    £776

  • Scheme fees

    £1,377

  • True cost

    £22,070

    over initial period

  • Overall cost

    3.9%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£995

Valuation fee

£352

Other fees

£30

Cashback

£250.00

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.24% would initially cost £776 for months. This would be followed by monthly payments at a variable rate of 4.24% costing £ per month. The total amount payable over the full term of the mortgage would be £309,834, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.9% APRC.

  • Initial rate

    1.24%

    then 4.99% (variable)

  • Monthly repayments

    £776

  • Scheme fees

    £1,049

  • True cost

    £21,742

    over initial period

  • Overall cost

    4.4%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£0

Cashback

£250.00

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.24% would initially cost £776 for months. This would be followed by monthly payments at a variable rate of 4.99% costing £ per month. The total amount payable over the full term of the mortgage would be £330,592, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 4.4% APRC.

  • Initial rate

    1.24%

    then 4.19% (variable)

  • Monthly repayments

    £776

  • Scheme fees

    £1,016

  • True cost

    £21,959

    over initial period

  • Overall cost

    3.8%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£17

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.24% would initially cost £776 for months. This would be followed by monthly payments at a variable rate of 4.19% costing £ per month. The total amount payable over the full term of the mortgage would be £308,344, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.8% APRC.

  • Initial rate

    1.25%

    then 4.99% (variable)

  • Monthly repayments

    £777

  • Scheme fees

    £1,070

  • True cost

    £20,485

    over initial period

  • Overall cost

    4.1%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£995

Valuation fee

£0

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.25% would initially cost £777 for months. This would be followed by monthly payments at a variable rate of 4.99% costing £ per month. The total amount payable over the full term of the mortgage would be £325,880, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 4.1% APRC.

  • Initial rate

    1.27%

    then 4.74% (variable)

  • Monthly repayments

    £778

  • Scheme fees

    £1,705

  • True cost

    £22,723

    over initial period

  • Overall cost

    4.2%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£1,495

Valuation fee

£0

Other fees

£15

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.27% would initially cost £778 for months. This would be followed by monthly payments at a variable rate of 4.74% costing £ per month. The total amount payable over the full term of the mortgage would be £324,549, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 4.2% APRC.