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Based on a property value of £400,000 with a £200,000 mortgage for 25 years.

  • Initial rate

    0.84%

    then 3.59% (variable)

  • Monthly repayments

    £739

  • Scheme fees

    £2,114

  • True cost

    £19,858

    over initial period

  • Overall cost

    3.8%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£1,999

Valuation fee

£0

Other fees

£35

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 0.84% would initially cost £739 for months. This would be followed by monthly payments at a variable rate of 3.59% costing £ per month. The total amount payable over the full term of the mortgage would be £292,624, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.8% APRC.

  • Initial rate

    1.17%

    then 3.59% (variable)

  • Monthly repayments

    £769

  • Scheme fees

    £1,199

  • True cost

    £21,199

    over initial period

  • Overall cost

    3.4%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£200

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.17% would initially cost £769 for months. This would be followed by monthly payments at a variable rate of 3.59% costing £ per month. The total amount payable over the full term of the mortgage would be £292,363, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.4% APRC.

  • Initial rate

    1.17%

    then 3.59% (variable)

  • Monthly repayments

    £769

  • Scheme fees

    £1,199

  • True cost

    £21,199

    over initial period

  • Overall cost

    3.4%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£200

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.17% would initially cost £769 for months. This would be followed by monthly payments at a variable rate of 3.59% costing £ per month. The total amount payable over the full term of the mortgage would be £292,363, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.4% APRC.

  • Initial rate

    1.18%

    then 3.59% (variable)

  • Monthly repayments

    £770

  • Scheme fees

    £115

  • True cost

    £18,599

    over initial period

  • Overall cost

    3.9%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£0

Valuation fee

£0

Other fees

£35

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.18% would initially cost £770 for months. This would be followed by monthly payments at a variable rate of 3.59% costing £ per month. The total amount payable over the full term of the mortgage would be £292,217, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.9% APRC.

  • Initial rate

    1.19%

    then 3.59% (variable)

  • Monthly repayments

    £771

  • Scheme fees

    £1,025

  • True cost

    £21,073

    over initial period

  • Overall cost

    3.8%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£995

Valuation fee

£0

Other fees

£30

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.19% would initially cost £771 for months. This would be followed by monthly payments at a variable rate of 3.59% costing £ per month. The total amount payable over the full term of the mortgage would be £292,289, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.8% APRC.

  • Initial rate

    1.21%

    then 3.59% (variable)

  • Monthly repayments

    £773

  • Scheme fees

    £1,377

  • True cost

    £21,223

    over initial period

  • Overall cost

    3.8%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£995

Valuation fee

£352

Other fees

£30

Cashback

£250.00

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.21% would initially cost £773 for months. This would be followed by monthly payments at a variable rate of 3.59% costing £ per month. The total amount payable over the full term of the mortgage would be £292,494, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.8% APRC.

  • Initial rate

    1.21%

    then 3.59% (variable)

  • Monthly repayments

    £773

  • Scheme fees

    £1,114

  • True cost

    £19,664

    over initial period

  • Overall cost

    3.9%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£35

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.21% would initially cost £773 for months. This would be followed by monthly payments at a variable rate of 3.59% costing £ per month. The total amount payable over the full term of the mortgage would be £293,356, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.9% APRC.

  • Initial rate

    1.25%

    then 4.49% (variable)

  • Monthly repayments

    £777

  • Scheme fees

    £1,132

  • True cost

    £21,323

    over initial period

  • Overall cost

    4.4%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£8

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.25% would initially cost £777 for months. This would be followed by monthly payments at a variable rate of 4.49% costing £ per month. The total amount payable over the full term of the mortgage would be £314,269, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 4.4% APRC.

  • Initial rate

    1.29%

    then 3.54% (variable)

  • Monthly repayments

    £780

  • Scheme fees

    £1,016

  • True cost

    £21,304

    over initial period

  • Overall cost

    3.3%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£17

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.29% would initially cost £780 for months. This would be followed by monthly payments at a variable rate of 3.54% costing £ per month. The total amount payable over the full term of the mortgage would be £291,446, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.3% APRC.

  • Initial rate

    1.29%

    then 3.35% (variable)

  • Monthly repayments

    £780

  • Scheme fees

    £1,259

  • True cost

    £19,986

    over initial period

  • Overall cost

    3%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£35

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.29% would initially cost £780 for months. This would be followed by monthly payments at a variable rate of 3.35% costing £ per month. The total amount payable over the full term of the mortgage would be £287,380, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3% APRC.