You may be able to save money by switching to another mortgage product, reduce your mortgage term or borrow a bit more for that new kitchen.
We recommend you give our expert remortgage advisors a call at least 5 or even 6 months before your existing rate expires. That gives us time to do our work so you don’t ever pay more than you have to.
Our advisors will make sure your mortgage continues to match your needs, comparing your existing lenders offering with the rest of the market to find the most suitable mortgage.
A remortgage, or refinance, is when you take out a loan on a property on which you already have a mortgage. Quite simply, remortgaging replaces your existing mortgage with another, which can be done because your existing product is coming to the end of its’ term, because you want a cheaper rate, to change the terms of your loan or to borrow more money for things like home improvements.
If you are lucky enough to have savings this could also be achieved by taking out an offset mortgage that your existing lender may not even offer.
We strongly recommend you take some professional advice before you do anything and we are of course delighted to impart some pearls of wisdom to help you decide whether to remortgage.
The whole remortgage process need not be complicated, in fact we help to make it as easy as 1, 2, 3 (with an added 4, 5 and six)
As our client, we promise to look after your mortgage needs with the highest level of care and attention you expect from a professional advisor, helping to educate you in a down-to-earth manner to make the right financial decisions. Each time you return to us you will receive our expert guidance and advice to ensure that no deadline is ever missed and you never pay a penny more than you absolutely need to.
We will keep in contact to update you on the status of your mortgage and always notify you well before your existing mortgage product is due to expire.
You may have to pay an early repayment charge to your existing lender if you remortgage.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you pay will depend on your circumstances. The fee is up to 1% but a typical fee is 0.3% of the amount borrowed.
We know you’re curious so we’ve picked out some of today’s best remortgage rates to give you an idea which lenders and interest rates could be available to you.
Latest mortgage best buys
Based on a mortgage of £300,000 and a property value of £600,000.
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Check out our remortgage guides to see how easy it is for you to save money or pay for that dream kitchen.
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Carol
"Great Work Hannah Lee! Thank you so much Hannah Lee of Coreco for arranging my mortgage..."
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Thank you so much Hannah Lee of Coreco for arranging my mortgage with Halifax. From the very first moment the process started Hannah kept me informed and updated on all matters and was available to take any concern if required. Hannah provided me with the best mortgage options found on the market at any one time, and as the market changed so Hannah provided a better offer. Thank you Hannah for your great service in supporting me through the process Carol
Priscilla Yin Yee Ip
"I had the pleasure of working with Alex and the Coreco team. We are highly impressed..."
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Anna Brettes
"Fantastic advice and service We cannot thank Louise enough for the fantastic service she gave us..."
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We cannot thank Louise enough for the fantastic service she gave us - from answering a lot of the most basic questions to delivering complex advice... and securing a last minute deal for us! Also many thanks to Stacey too who was a huge help throughout the process. Coreco helped to make a very stressful and difficult process a bit more bearable and a lot easier to understand! Will go back to them again in future!