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Coreco work with professional landlords


In recent times, we have once again seen more and more professional landlords with large portfolios come to us to unlock equity and begin to buy once more. In this area, having the knowledge of all lenders in the market, as well as some more interesting lenders who are not publicly available, can make all the difference.

Coreco are not only a leading, London-based provider of professional mortgage advice, but also one of the most experienced mortgage brokers in London in the Buy To Let mortgage market. Some of our advisers were around when the modern Buy To Let products were initially launched and we have helped many of our clients grow their portfolio.

Portfolio planning

For us, it is all about successful forward planning and different lenders and products will be more suitable dependent on your long-term aims. Whether this is to grow a portfolio, to obtain short-term capital growth or long-term income supplement, it is important to weigh up all the options with a professional. Low rates may seem attractive, but a plethora of fees and reversion rates can come back to bite. Ensuring your property portfolio is constructed as efficiently and cost-effectively as possible, is of paramount importance.

Growing your portfolio

For experienced landlords, or if you have a large property portfolio, actively managing your portfolio to ensure you have the right rate on each property, or are able to gear up and release equity for future purchases, is of vital importance when looking to grow. It may be possible to agree a credit line or facility for you to buy additional properties quickly and cheaply, making the most of rental and capital growth opportunities.

Exclusive products

Coreco are at the forefront of the Buy to Let market and our excellent relationships with lenders means that we are constantly asked to help develop products that match the needs of our landlords. We therefore often have access to exclusive products and pilot schemes that are not available to the wider market. What is more, new lenders often contact us to help launch their new offerings, giving our Buy to Let landlords a head start.

Properties and service

Whether the properties are old, new, in need of refurbishment, ex-local authority or bought off-plan, Coreco have access to products available to suit all circumstances. Many of our clients have extensive UK, European and global property portfolios, containing tens, hundreds or even thousands of properties. We pride ourselves on being able to secure mortgage funding in a very short time period, sometimes within 48 hours. This appeals to professional landlords and property investors who enjoy the increased flexibility it brings to their portfolios, especially as we can also access mortgage products and rates unavailable directly.

Development opportunities

For landlords with portfolios of a certain size, the line often blurs between residential investment and commercial financing, whether it is developing a site, converting a property into flats or even building from scratch. Getting the right advice in this area of the market is just as critical and can often mean the difference between turning a healthy profit or not.

Complex requirements and large loans

Many landlords have a need for more bespoke lending and there is no financing too big or complex for us to handle. We are well versed with assisting with multi-million pound transactions, loans in company names or trusts, with advisers on hand with years of experience in this arena. In many cases, due to our excellent relationships with the lenders, we can arrange higher individual loan amounts, too, sometimes in excess of £50 million.

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Andrew Montlake

Written by Andrew Montlake

Andrew Montlake, better known as Monty, began his journey with an Hons degree in Economics & Politics before starting in the mortgage industry in February 1994. As a main founder of Coreco in 2009, he successfully grew the brand, marketing, and communications, and was made MD in 2019 focussing on the overall vision, strategy, and culture of the company. As Coreco’s media spokesperson, Andrew can often be seen or heard on TV and radio as well as regularly commenting in the national, local, and trade press. He is the author of this acclaimed Mortgage Blog and is well-known for his social media, podcasts, and public speaking. Andrew is now proud to serve as Chairman of the Association of Mortgage Intermediaries, (AMI) as a cheerleader for the Mortgage Industry as a whole and continues to work at the coal face, writing mortgage business and advising clients.

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