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8 House Survey Myths Debunked

This guide was last updated 18 June 2024

When it comes to buying a home, surveys are a vital part of the process, providing peace of mind and revealing any hidden issues. However, there are numerous misconceptions surrounding house surveys that can leave buyers confused and misinformed. At Coreco, we believe in clarity and transparency, so let’s debunk some of the most common house survey myths.


Myth 1: A Survey is the Same as a Valuation

This is perhaps the most pervasive myth. A mortgage valuation is not a survey; it’s simply a check to ensure the property is worth the amount you’re borrowing. A survey, on the other hand, is a detailed inspection of the property’s condition. It’s essential to invest in a survey to understand the real state of your potential new home.


Myth 2: New Builds Don’t Need Surveys

Many assume that a brand-new property is flawless. While new builds are built to modern standards, they’re not immune to issues. A snagging survey can uncover minor and sometimes major defects that need addressing before you move in. Don’t skip it just because the property is new.


Myth 3: A Survey Will Kill the Deal

Some buyers fear that a survey will reveal deal-breaking problems. While surveys can uncover issues, they also provide an opportunity to negotiate with the seller. Most problems can be fixed, and a survey gives you the leverage to request repairs or a price reduction. It’s better to know now than to face costly surprises later.

Myth 4: All Surveys are the Same.

Surveys come in different types, each offering varying levels of detail. A basic Condition Report might suffice for some, but an older property or one with potential issues may require a more comprehensive HomeBuyer Report or a full Building Survey. Choosing the right type of survey is crucial to getting the information you need. See our guide to the different types of property surveys below:

What types of Property Survey are available?

Myth 5: Only Older Properties Need Surveys

While older homes often have more wear and tear, newer homes can have issues too. From poor workmanship to unperceived structural issues, even a relatively young property can benefit from a survey. Never assume a property’s age guarantees its condition.


Myth 6: DIY Surveys are Adequate.

In today’s digital age, it’s tempting to rely on online checklists and personal inspections. However, a professional surveyor has the expertise and tools to spot issues that a layperson would miss. A professional survey is a small price to pay for the assurance it provides.
We have trusted, independent firms we can refer you to, just ask!


Myth 7: Surveys are Unnecessary if the Property Looks Good

Aesthetic appeal can be deceiving. A property might look pristine but have underlying issues such as damp, structural defects, or faulty wiring. A survey delves beneath the surface to uncover these hidden problems, ensuring you’re fully informed about your investment.


Myth 8: Sellers Must Fix All Problems Found by a Survey

While a survey can uncover defects, it doesn’t obligate the seller to fix them. It does, however, provide a basis for negotiation. Depending on the severity of the issues, you can request repairs, a price reduction, or walk away from the deal if the problems are too significant.



Coreco, always recommend getting a professional survey. It’s an investment in your peace of mind and financial security. By debunking these myths, we hope you feel more informed and confident as you navigate the home-buying process. Remember, knowledge is power, and a survey is your best ally in making a sound investment.

For a friendly chat with one of our down-to-earth mortgage experts please call us on 020 7220 5110 or send us a message.