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Working with Professional Landlords


In recent times, we are once again seeing more and more professional landlords with large portfolios coming to us to unlock equity and begin to buy once more. In this area, having the knowledge of all lenders in the market, as well as some more interesting lenders who are not publically available, can make all the difference.

Coreco are not only a leading, London-based provider of independent mortgage advice, but one of the most experienced mortgage brokers in London in the Buy-To-Let mortgage market. Some of our advisers were around when the modern Buy-To-Let products were initially launched and we have helped many of our clients grow their portfolio.

Portfolio Planning

For us, it is all about successful forward planning and different lenders and products will be more suitable dependent on your long-term aims.

Whether this is to grow a portfolio, to obtain short-term capital growth or long-term income supplement, it is important to weigh up all the options with an independent professional. Low rates may seem attractive, but a plethora of fees and reversion rates can come back to bite.

Ensuring your property portfolio is constructed as efficiently and cost-effectively as possible, is of paramount importance.

Growing Your Portfolio

For experienced landlords, or if you have a large property portfolio, actively managing your portfolio to ensure you have the right rate on each property, or are able to gear up and release equity for future purchases is of vital importance when looking to grow.

It may be possible to agree a credit line or facility for you to buy additional properties quickly and cheaply, making the most of rental and capital growth opportunities.

Exclusive Products

Coreco are at the forefront of the Buy-To-Let market and our excellent relationships with lenders means that we are constantly asked to help develop products that match the needs of our landlords. We therefore often have access to Exclusive Products and Pilot Schemes that are not available to the wider market. What is more, new lenders often contact us to help launch their new offerings, giving our buy-to-let landlords a head start.

Properties & Service

Whether the properties are old, new, in need of refurbishment, ex-local authority or bought off-plan, Coreco have access to products available to suit all circumstances.

Many of our clients have extensive UK, European and global property portfolios, containing tens, hundreds or even thousands of properties.

We pride ourselves on being able to secure mortgage funding in a very short time period, sometimes within 48 hours. This appeals to professional landlords and property investors who enjoy the increased flexibility it brings to their portfolios, especially as we can also access mortgage products and rates unavailable directly.

Development Opportunities

For landlords with portfolios of a certain size, the line often blurs between residential investment and commercial financing, whether it is developing a site, converting a property into flats or even building from scratch.

Getting the right advice in this area of the market is just as critical and can often mean the difference between turning a healthy profit or not.

Complex Requirements & Large Loans

Many landlords have a need for more bespoke lending and there is no financing too big or complex for us to handle. We are well versed with assisting with multi-million pound transactions, loans in company names or trusts, with advisers on hand with years of experience in this arena.

In many cases, due to our excellent relationships with the lenders, we can arrange higher individual loan amounts, too, sometimes in excess of £50 million.


Business such as residential and buy to let mortgages in the UK are provided through Coreco Partners LLP, other business such as commercial financing is provided through Coreco Specialist Finance Limited and is not regulated by the Financial Conduct Authority.

There is no guarantee that it will be possible to arrange continuous letting of the property, nor that rental income will be sufficient to meet the cost of the mortgage.

Your properties may be repossessed if you do not keep up repayments on your mortgage.

A fee of up to 1% of the mortgage amount may be charged depending on individual circumstances. A typical fee is £495.

MAB 7298