Help to buy

Relax. We know all the latest schemes to help you get on to the property ladder.

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Let’s start the adventure

We specialise in mortgages for first-time buyers and know all there is to know about the Help to Buy products currently on the market.

  • What can I borrow?

    Lenders will look at how much you earn and your outgoings. As a general rule, multiply your income by 4.5 and you’ll get that magic number.

  • Which mortage?

    This is where we come in. Our experts will find out all about you, your history and future plans, and let you know.

  • How we help

    We don’t just pick a mortgage product, we will be by your side until you’ve turned the key in your front door. And we’ll even stick around afterwards (if you’ll have us).

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    Important information

    Your home may be repossessed if you do not keep up repayments on a mortgage or any
    debt secured upon it.

    A fee of up to 1% of the mortgage amount may be charged depending on individual circumstances.
    A typical fee is £495.

    Latest mortgage offers

    We know you’re curious so we’ve picked out some of today’s best mortgage rates to give you an idea which lenders and interest rates could be available to you.

      Latest mortgage best buys

      Based on a property price of £300,000 with a 5% deposit from you and a 20% top-up from the government

    • Initial rate
      Overall cost for
    • 1.41%
      then 3.59%
    • 1.53%
      then 3.59%
    • 1.56%
      then 3.35%

    So, how does it all work?


    How much can I borrow?
    Maximum amount you can borrow: £10000
    Best buy mortgages

    Help to buy guides

    Newbie? You’ll feel like an expert in no time with our jargon-busting mortgage guides

    View all

    Our mortgage case studies

    See how we successfully helped Joe & Sarah get their first home through Help to Buy.

    Case study

    • 4.8

      132 reviews

    • Excellent

    • Damian Dunne

      Great support from start to finish, always happy to advise,… Read full review

      Adviser: Hayley-Louise O'Reilly November 2020
    • Tom Chater-Duchesne

      Liam was a fantastic guide from start to finish, just as… Read full review

      Adviser: Liam Creavin November 2020
    • Vincent Bernard

      Sarah Aitken and Abbey Proud provided exceptional service, they were… Read full review

      Adviser: Sarah Aitken September 2020