Help to buy

Relax. We know all the latest schemes to help you get on to the property ladder.

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Let’s start the adventure

We specialise in mortgages for first-time buyers and know all there is to know about the Help to Buy products currently on the market.

  • What can I borrow?

    Lenders will look at how much you earn and your outgoings. As a general rule, multiply your income by 4.5 and you’ll get that magic number.

  • Which mortage?

    This is where we come in. Our experts will find out all about you, your history and future plans, and let you know.

  • How we help

    We don’t just pick a mortgage product, we will be by your side until you’ve turned the key in your front door. And we’ll even stick around afterwards (if you’ll have us).

Get in touch


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Important information

Your home may be repossessed if you do not keep up repayments on a mortgage or any
debt secured upon it.

A fee of up to 1% of the mortgage amount may be charged depending on individual circumstances.
A typical fee is £495.

Latest mortgage offers

We know you’re curious so we’ve picked out some of today’s best mortgage rates to give you an idea which lenders and interest rates could be available to you.

    Latest mortgage best buys

    Based on a property price of £300,000 with a 5% deposit from you and a 20% top-up from the government

  • Initial rate
    Overall cost for
    comparison
  • 1.64%
    then 5.69%
    (variable)
    4.9%
    APRC
  • 1.64%
    then 4.24%
    (variable)
    3.9%
    APRC
  • 1.64%
    then 4.24%
    (variable)
    4%
    APRC

So, how does it all work?

Calculators

How much can I borrow?
Maximum amount you can borrow: £10000
Best buy mortgages

Help to buy guides

Newbie? You’ll feel like an expert in no time with our jargon-busting mortgage guides

View all

Our mortgage case studies

See how we successfully helped Joe & Sarah get their first home through Help to Buy.

Case study

What our customers say

  • 4.8

    132 reviews

  • Excellent

  • Miss C Brett & Mr J Saunders

    Stephanie was kind, patient and experienced

    Adviser: Stephanie Monks November 2018
  • Mr P Satpute & Mrs A Satpute

    Experience was good. I felt very well looked after

    Adviser: Sangeeta Daswani November 2018
  • Mr J Odom & Miss L Ingram

    Excellent service, really helpful and timely advice

    Adviser: Tom Matthews November 2018