Short lease mortgage

We’ve been busy over the years honing our skills and experience in the short lease market.

Arrange a call Find a mortgage

Short lease? Don't panic.

We have established relationships with lenders who offer bespoke products for those looking to purchase a short-lease property.

  • How short is short?

    Some lenders will consider a 70 year lease too short to lend, however, we have access to lenders who will look at leases below 20 years.

  • Is it worth the hassle?

    Short lease properties can be a cost-effective way to buy in desirable locations and generate spectacular capital growth and rents as a result.

  • Will it cost me a lot in interest?

    For leases of more than 35 years, there is a good chance you will be offered high street interest rates. Below this competitive rates can still be achieved from Specialist lenders.

Get in touch
Important information

Your home may be repossessed if you do not keep up repayments on a mortgage or any
debt secured upon it.

A fee of up to 1% of the mortgage amount may be charged depending on individual circumstances.
A typical fee is £495.

So, how does it all work?


How much can I borrow?
Maximum amount you can borrow: £10000
Best buy mortgages

Short lease mortgage guides

You’ll feel like a short lease expert in no time with our jargon-busting mortgage guides

View all

Short lease mortgage case study

Hear how Jeremy managed to purchase his short-lease property and extend the lease with our help.

Read Michael's story

What our customers say

  • 4.8

    132 reviews

  • Excellent

  • Mr R Dhillon & Mr J Dhillon

    Good/ Excellent.

    Adviser: Sangeeta Daswani January 2019
  • Mr P Prasad

    Nikki is very good and would definitely recommend her to my friends. Connor is very good in his work.

    Adviser: Nikki Jetha January 2019
  • Miss E Marshall

    Very informative, helpful, genuinely listened to what I needed and provided the options accordingly. Very speedy turn around when time was short, would highly recommend.

    Adviser: Stephanie Monks January 2019