Short lease mortgage

We’ve been busy over the years honing our skills and experience in the short lease market.

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Short lease? Don't panic.

We have established relationships with lenders who offer bespoke products for those looking to purchase a short-lease property.

  • How short is short?

    Some lenders will consider a 70 year lease too short to lend, however, we have access to lenders who will look at leases below 20 years.

  • Is it worth the hassle?

    Short lease properties can be a cost-effective way to buy in desirable locations and generate spectacular capital growth and rents as a result.

  • Will it cost me a lot in interest?

    For leases of more than 35 years, there is a good chance you will be offered high street interest rates. Below this competitive rates can still be achieved from Specialist lenders.

Get in touch


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Important information

Your home may be repossessed if you do not keep up repayments on a mortgage or any
debt secured upon it.

A fee of up to 1% of the mortgage amount may be charged depending on individual circumstances.
A typical fee is £495.

So, how does it all work?

Calculators

How much can I borrow?
Maximum amount you can borrow: £10000
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Short lease mortgage guides

You’ll feel like a short lease expert in no time with our jargon-busting mortgage guides

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Short lease mortgage case study

Hear how Jeremy managed to purchase his short-lease property and extend the lease with our help.

Read Michael's story

What our customers say

  • 4.8

    132 reviews

  • Excellent

  • Mrs B Dali

    Sarah and abbey have been really helpful. They are efficient and provide the mortgage solutions in a clear and structured way. Would highly recommend them

    Adviser: Sarah Aitken September 2019
  • Mr N Wright & Dr M Wright

    ‘ Liam was extremely helpful, gave good advice and very prompt response to our questions’

    Adviser: Liam Creavin September 2019
  • Mrs S Hannah

    Very good – would definitely recommend and will be in the future

    Adviser: Daniel Keen September 2019