Short lease mortgage

We’ve been busy over the years honing our skills and experience in the short lease market.

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Short lease? Don't panic.

We have established relationships with lenders who offer bespoke products for those looking to purchase a short-lease property.

  • How short is short?

    Some lenders will consider a 70 year lease too short to lend, however, we have access to lenders who will look at leases below 20 years.

  • Is it worth the hassle?

    Short lease properties can be a cost-effective way to buy in desirable locations and generate spectacular capital growth and rents as a result.

  • Will it cost me a lot in interest?

    For leases of more than 35 years, there is a good chance you will be offered high street interest rates. Below this competitive rates can still be achieved from Specialist lenders.

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    Important information

    Your home may be repossessed if you do not keep up repayments on a mortgage or any
    debt secured upon it.

    A fee of up to 1% of the mortgage amount may be charged depending on individual circumstances.
    A typical fee is £495.

    So, how does it all work?


    How much can I borrow?
    Maximum amount you can borrow: £10000
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    Short lease mortgage guides

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    Short lease mortgage case study

    Hear how Jeremy managed to purchase his short-lease property and extend the lease with our help.

    Read Jeremy's story

    • 4.8

      132 reviews

    • Excellent

    • Damian Dunne

      Great support from start to finish, always happy to advise,… Read full review

      Adviser: Hayley-Louise O'Reilly November 2020
    • Tom Chater-Duchesne

      Liam was a fantastic guide from start to finish, just as… Read full review

      Adviser: Liam Creavin November 2020
    • Vincent Bernard

      Sarah Aitken and Abbey Proud provided exceptional service, they were… Read full review

      Adviser: Sarah Aitken September 2020