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Our mortgage finder is designed to find you the best mortgage deals for your circumstances by comparing mortgages from over 90 different mortgage lenders. We help you compare both the initial rate as well as the overall rate during the duration of your chosen mortgage term.

Our data is sourced from Twenty7Tech so it’s always accurate and up to date. We also don’t get paid to feature certain companies or mortgage products so none of the products shown are paid promotions.


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Mortgage amount

£

Interest only amount

£

Mortgage term

Loan type

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Based on a property value of £400,000 with a £200,000 mortgage for 25 years.

Initial rate

3.55%

then 6.75% (variable)

Monthly repayments

£1,006

Scheme fees

£1,224

True cost

£28,129

over initial period

Overall cost

6.3%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£0

Cashback

£250.00

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.55% would initially cost £1,006 for months. This would be followed by monthly payments at a variable rate of 6.75% costing £ per month. The total amount payable over the full term of the mortgage would be £396,829, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.3% APRC.

Initial rate

3.55%

then 6.75% (variable)

Monthly repayments

£1,006

Scheme fees

£1,224

True cost

£28,129

over initial period

Overall cost

6.3%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£0

Cashback

£250.00

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.55% would initially cost £1,006 for months. This would be followed by monthly payments at a variable rate of 6.75% costing £ per month. The total amount payable over the full term of the mortgage would be £396,829, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.3% APRC.

Initial rate

3.55%

then 6.75% (variable)

Monthly repayments

£1,006

Scheme fees

£1,224

True cost

£28,129

over initial period

Overall cost

6.3%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£0

Cashback

£250.00

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.55% would initially cost £1,006 for months. This would be followed by monthly payments at a variable rate of 6.75% costing £ per month. The total amount payable over the full term of the mortgage would be £396,829, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.3% APRC.

Initial rate

3.55%

then 6.75% (variable)

Monthly repayments

£1,006

Scheme fees

£1,224

True cost

£28,129

over initial period

Overall cost

6.3%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£0

Cashback

£250.00

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.55% would initially cost £1,006 for months. This would be followed by monthly payments at a variable rate of 6.75% costing £ per month. The total amount payable over the full term of the mortgage would be £396,829, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.3% APRC.

Initial rate

3.6%

then 6.75% (variable)

Monthly repayments

£1,011

Scheme fees

£1,224

True cost

£40,407

over initial period

Overall cost

6%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£0

Cashback

£250.00

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.6% would initially cost £1,011 for months. This would be followed by monthly payments at a variable rate of 6.75% costing £ per month. The total amount payable over the full term of the mortgage would be £389,557, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6% APRC.

Initial rate

3.6%

then 6.75% (variable)

Monthly repayments

£1,011

Scheme fees

£1,224

True cost

£40,407

over initial period

Overall cost

6%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£0

Cashback

£250.00

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.6% would initially cost £1,011 for months. This would be followed by monthly payments at a variable rate of 6.75% costing £ per month. The total amount payable over the full term of the mortgage would be £389,557, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6% APRC.

Initial rate

3.6%

then 6.75% (variable)

Monthly repayments

£1,011

Scheme fees

£1,224

True cost

£40,407

over initial period

Overall cost

6%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£0

Cashback

£250.00

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.6% would initially cost £1,011 for months. This would be followed by monthly payments at a variable rate of 6.75% costing £ per month. The total amount payable over the full term of the mortgage would be £389,557, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6% APRC.

Initial rate

3.6%

then 6.75% (variable)

Monthly repayments

£1,011

Scheme fees

£1,224

True cost

£40,407

over initial period

Overall cost

6%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£0

Cashback

£250.00

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.6% would initially cost £1,011 for months. This would be followed by monthly payments at a variable rate of 6.75% costing £ per month. The total amount payable over the full term of the mortgage would be £389,557, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6% APRC.

Initial rate

3.63%

then 6.49% (variable)

Monthly repayments

£1,014

Scheme fees

£1,016

True cost

£28,403

over initial period

Overall cost

6.2%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£17

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.63% would initially cost £1,014 for months. This would be followed by monthly payments at a variable rate of 6.49% costing £ per month. The total amount payable over the full term of the mortgage would be £389,164, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.2% APRC.

Initial rate

3.63%

then 6.49% (variable)

Monthly repayments

£1,014

Scheme fees

£1,016

True cost

£28,403

over initial period

Overall cost

6.2%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£17

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.63% would initially cost £1,014 for months. This would be followed by monthly payments at a variable rate of 6.49% costing £ per month. The total amount payable over the full term of the mortgage would be £389,164, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.2% APRC.

Initial rate

3.63%

then 6.49% (variable)

Monthly repayments

£1,014

Scheme fees

£1,016

True cost

£28,403

over initial period

Overall cost

6.2%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£17

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.63% would initially cost £1,014 for months. This would be followed by monthly payments at a variable rate of 6.49% costing £ per month. The total amount payable over the full term of the mortgage would be £389,164, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.2% APRC.

Initial rate

3.63%

then 6.49% (variable)

Monthly repayments

£1,014

Scheme fees

£1,016

True cost

£28,403

over initial period

Overall cost

6.2%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£17

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.63% would initially cost £1,014 for months. This would be followed by monthly payments at a variable rate of 6.49% costing £ per month. The total amount payable over the full term of the mortgage would be £389,164, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.2% APRC.

Initial rate

3.64%

then 6.4% (variable)

Monthly repayments

£1,015

Scheme fees

£1,124

True cost

£26,509

over initial period

Overall cost

6.1%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.64% would initially cost £1,015 for months. This would be followed by monthly payments at a variable rate of 6.4% costing £ per month. The total amount payable over the full term of the mortgage would be £387,593, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.1% APRC.

Initial rate

3.66%

then 6.49% (variable)

Monthly repayments

£1,018

Scheme fees

£1,016

True cost

£28,490

over initial period

Overall cost

6.2%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£17

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.66% would initially cost £1,018 for months. This would be followed by monthly payments at a variable rate of 6.49% costing £ per month. The total amount payable over the full term of the mortgage would be £389,339, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.2% APRC.

Initial rate

3.66%

then 6.49% (variable)

Monthly repayments

£1,018

Scheme fees

£1,016

True cost

£28,490

over initial period

Overall cost

6.2%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£17

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.66% would initially cost £1,018 for months. This would be followed by monthly payments at a variable rate of 6.49% costing £ per month. The total amount payable over the full term of the mortgage would be £389,339, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.2% APRC.

Initial rate

3.66%

then 6.49% (variable)

Monthly repayments

£1,018

Scheme fees

£1,016

True cost

£28,490

over initial period

Overall cost

6.2%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£17

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.66% would initially cost £1,018 for months. This would be followed by monthly payments at a variable rate of 6.49% costing £ per month. The total amount payable over the full term of the mortgage would be £389,339, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.2% APRC.

Initial rate

3.66%

then 6.49% (variable)

Monthly repayments

£1,018

Scheme fees

£1,016

True cost

£28,490

over initial period

Overall cost

6.2%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£17

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.66% would initially cost £1,018 for months. This would be followed by monthly payments at a variable rate of 6.49% costing £ per month. The total amount payable over the full term of the mortgage would be £389,339, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.2% APRC.

Initial rate

3.66%

then 6.4% (variable)

Monthly repayments

£1,018

Scheme fees

£1,124

True cost

£26,563

over initial period

Overall cost

6.1%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.66% would initially cost £1,018 for months. This would be followed by monthly payments at a variable rate of 6.4% costing £ per month. The total amount payable over the full term of the mortgage would be £387,702, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.1% APRC.

Initial rate

3.66%

then 6.49% (variable)

Monthly repayments

£1,018

Scheme fees

£1,016

True cost

£28,140

over initial period

Overall cost

6.2%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£17

Cashback

£350.00

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.66% would initially cost £1,018 for months. This would be followed by monthly payments at a variable rate of 6.49% costing £ per month. The total amount payable over the full term of the mortgage would be £388,989, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.2% APRC.

Initial rate

3.66%

then 6.49% (variable)

Monthly repayments

£1,018

Scheme fees

£1,016

True cost

£28,140

over initial period

Overall cost

6.2%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£17

Cashback

£350.00

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.66% would initially cost £1,018 for months. This would be followed by monthly payments at a variable rate of 6.49% costing £ per month. The total amount payable over the full term of the mortgage would be £388,989, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.2% APRC.

Initial rate

3.66%

then 6.49% (variable)

Monthly repayments

£1,018

Scheme fees

£1,016

True cost

£28,140

over initial period

Overall cost

6.2%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£17

Cashback

£350.00

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.66% would initially cost £1,018 for months. This would be followed by monthly payments at a variable rate of 6.49% costing £ per month. The total amount payable over the full term of the mortgage would be £388,989, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.2% APRC.

Initial rate

3.66%

then 6.49% (variable)

Monthly repayments

£1,018

Scheme fees

£1,016

True cost

£28,140

over initial period

Overall cost

6.2%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£17

Cashback

£350.00

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.66% would initially cost £1,018 for months. This would be followed by monthly payments at a variable rate of 6.49% costing £ per month. The total amount payable over the full term of the mortgage would be £388,989, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.2% APRC.

Initial rate

3.69%

then 6.74% (variable)

Monthly repayments

£1,022

Scheme fees

£1,014

True cost

£25,536

over initial period

Overall cost

6.3%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£15

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.69% would initially cost £1,022 for months. This would be followed by monthly payments at a variable rate of 6.74% costing £ per month. The total amount payable over the full term of the mortgage would be £399,623, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.3% APRC.

Initial rate

3.69%

then 6.74% (variable)

Monthly repayments

£1,022

Scheme fees

£1,014

True cost

£25,536

over initial period

Overall cost

6.3%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£15

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.69% would initially cost £1,022 for months. This would be followed by monthly payments at a variable rate of 6.74% costing £ per month. The total amount payable over the full term of the mortgage would be £399,623, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.3% APRC.

Initial rate

3.71%

then 6.99% (variable)

Monthly repayments

£1,024

Scheme fees

£1,025

True cost

£28,671

over initial period

Overall cost

6.6%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£995

Valuation fee

£0

Other fees

£30

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.71% would initially cost £1,024 for months. This would be followed by monthly payments at a variable rate of 6.99% costing £ per month. The total amount payable over the full term of the mortgage would be £405,834, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.6% APRC.

Initial rate

3.71%

then 6.99% (variable)

Monthly repayments

£1,024

Scheme fees

£1,525

True cost

£29,171

over initial period

Overall cost

6.6%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£1,495

Valuation fee

£0

Other fees

£30

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.71% would initially cost £1,024 for months. This would be followed by monthly payments at a variable rate of 6.99% costing £ per month. The total amount payable over the full term of the mortgage would be £406,334, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.6% APRC.

Initial rate

3.72%

then 5.99% (variable)

Monthly repayments

£1,025

Scheme fees

£1,004

True cost

£26,629

over initial period

Overall cost

5.8%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£899

Valuation fee

£0

Other fees

£25

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.72% would initially cost £1,025 for months. This would be followed by monthly payments at a variable rate of 5.99% costing £ per month. The total amount payable over the full term of the mortgage would be £375,442, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 5.8% APRC.

Initial rate

3.72%

then 5.99% (variable)

Monthly repayments

£1,025

Scheme fees

£1,004

True cost

£63,529

over initial period

Overall cost

5.2%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£899

Valuation fee

£0

Other fees

£25

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.72% would initially cost £1,025 for months. This would be followed by monthly payments at a variable rate of 5.99% costing £ per month. The total amount payable over the full term of the mortgage would be £359,901, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 5.2% APRC.

Initial rate

3.73%

then 5.99% (variable)

Monthly repayments

£1,026

Scheme fees

£1,004

True cost

£26,656

over initial period

Overall cost

5.8%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£899

Valuation fee

£0

Other fees

£25

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.73% would initially cost £1,026 for months. This would be followed by monthly payments at a variable rate of 5.99% costing £ per month. The total amount payable over the full term of the mortgage would be £375,494, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 5.8% APRC.

Initial rate

3.73%

then 7.24% (variable)

Monthly repayments

£1,025

Scheme fees

£1,179

True cost

£26,808

over initial period

Overall cost

6.8%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£20

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.73% would initially cost £1,025 for months. This would be followed by monthly payments at a variable rate of 7.24% costing £ per month. The total amount payable over the full term of the mortgage would be £415,166, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.8% APRC.

Find out more about this mortgage

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