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Our mortgage finder is designed to find you the best mortgage deals for your circumstances by comparing mortgages from over 90 different mortgage lenders. We help you compare both the initial rate as well as the overall rate during the duration of your chosen mortgage term.

Our data is sourced from Twenty7Tech so it’s always accurate and up to date. We also don’t get paid to feature certain companies or mortgage products so none of the products shown are paid promotions.


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Mortgage amount

£

Interest only amount

£

Mortgage term

Loan type

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Based on a property value of £400,000 with a £200,000 mortgage for 25 years.

Initial rate

3.55%

then 6.5% (variable)

Monthly repayments

£1,006

Scheme fees

£1,224

True cost

£27,123

over initial period

Overall cost

6.1%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£0

Cashback

£250.00

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.55% would initially cost £1,006 for months. This would be followed by monthly payments at a variable rate of 6.5% costing £ per month. The total amount payable over the full term of the mortgage would be £389,472, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.1% APRC.

Initial rate

3.55%

then 6.5% (variable)

Monthly repayments

£1,006

Scheme fees

£1,224

True cost

£27,123

over initial period

Overall cost

6.1%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£0

Cashback

£250.00

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.55% would initially cost £1,006 for months. This would be followed by monthly payments at a variable rate of 6.5% costing £ per month. The total amount payable over the full term of the mortgage would be £389,472, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.1% APRC.

Initial rate

3.55%

then 6.5% (variable)

Monthly repayments

£1,006

Scheme fees

£1,224

True cost

£27,123

over initial period

Overall cost

6.1%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£0

Cashback

£250.00

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.55% would initially cost £1,006 for months. This would be followed by monthly payments at a variable rate of 6.5% costing £ per month. The total amount payable over the full term of the mortgage would be £389,472, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.1% APRC.

Initial rate

3.55%

then 6.5% (variable)

Monthly repayments

£1,006

Scheme fees

£1,224

True cost

£27,123

over initial period

Overall cost

6.1%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£0

Cashback

£250.00

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.55% would initially cost £1,006 for months. This would be followed by monthly payments at a variable rate of 6.5% costing £ per month. The total amount payable over the full term of the mortgage would be £389,472, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.1% APRC.

Initial rate

3.56%

then 5.74% (variable)

Monthly repayments

£1,008

Scheme fees

£1,004

True cost

£27,204

over initial period

Overall cost

5.5%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£899

Valuation fee

£0

Other fees

£25

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.56% would initially cost £1,008 for months. This would be followed by monthly payments at a variable rate of 5.74% costing £ per month. The total amount payable over the full term of the mortgage would be £366,432, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 5.5% APRC.

Initial rate

3.56%

then 6.24% (variable)

Monthly repayments

£1,007

Scheme fees

£1,016

True cost

£26,186

over initial period

Overall cost

6%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£17

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.56% would initially cost £1,007 for months. This would be followed by monthly payments at a variable rate of 6.24% costing £ per month. The total amount payable over the full term of the mortgage would be £382,050, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6% APRC.

Initial rate

3.56%

then 6.24% (variable)

Monthly repayments

£1,007

Scheme fees

£1,016

True cost

£26,186

over initial period

Overall cost

6%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£17

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.56% would initially cost £1,007 for months. This would be followed by monthly payments at a variable rate of 6.24% costing £ per month. The total amount payable over the full term of the mortgage would be £382,050, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6% APRC.

Initial rate

3.57%

then 7.24% (variable)

Monthly repayments

£1,008

Scheme fees

£1,099

True cost

£27,304

over initial period

Overall cost

6.8%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£100

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.57% would initially cost £1,008 for months. This would be followed by monthly payments at a variable rate of 7.24% costing £ per month. The total amount payable over the full term of the mortgage would be £413,375, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.8% APRC.

Initial rate

3.57%

then 5.74% (variable)

Monthly repayments

£1,009

Scheme fees

£1,004

True cost

£27,232

over initial period

Overall cost

5.5%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£899

Valuation fee

£0

Other fees

£25

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.57% would initially cost £1,009 for months. This would be followed by monthly payments at a variable rate of 5.74% costing £ per month. The total amount payable over the full term of the mortgage would be £366,488, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 5.5% APRC.

Initial rate

3.57%

then 7.24% (variable)

Monthly repayments

£1,008

Scheme fees

£1,099

True cost

£27,054

over initial period

Overall cost

6.8%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£100

Other fees

£0

Cashback

£250.00

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.57% would initially cost £1,008 for months. This would be followed by monthly payments at a variable rate of 7.24% costing £ per month. The total amount payable over the full term of the mortgage would be £413,125, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.8% APRC.

Initial rate

3.57%

then 7.24% (variable)

Monthly repayments

£1,008

Scheme fees

£1,099

True cost

£27,054

over initial period

Overall cost

6.8%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£100

Other fees

£0

Cashback

£250.00

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.57% would initially cost £1,008 for months. This would be followed by monthly payments at a variable rate of 7.24% costing £ per month. The total amount payable over the full term of the mortgage would be £413,125, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.8% APRC.

Initial rate

3.57%

then 7.24% (variable)

Monthly repayments

£1,008

Scheme fees

£1,099

True cost

£27,304

over initial period

Overall cost

6.8%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£100

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.57% would initially cost £1,008 for months. This would be followed by monthly payments at a variable rate of 7.24% costing £ per month. The total amount payable over the full term of the mortgage would be £413,375, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.8% APRC.

Initial rate

3.59%

then 6.24% (variable)

Monthly repayments

£1,010

Scheme fees

£1,016

True cost

£26,267

over initial period

Overall cost

6%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£17

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.59% would initially cost £1,010 for months. This would be followed by monthly payments at a variable rate of 6.24% costing £ per month. The total amount payable over the full term of the mortgage would be £382,213, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6% APRC.

Initial rate

3.59%

then 6.24% (variable)

Monthly repayments

£1,010

Scheme fees

£1,016

True cost

£26,267

over initial period

Overall cost

6%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£17

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.59% would initially cost £1,010 for months. This would be followed by monthly payments at a variable rate of 6.24% costing £ per month. The total amount payable over the full term of the mortgage would be £382,213, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6% APRC.

Initial rate

3.59%

then 6.24% (variable)

Monthly repayments

£1,010

Scheme fees

£1,016

True cost

£25,917

over initial period

Overall cost

6%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£17

Cashback

£350.00

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.59% would initially cost £1,010 for months. This would be followed by monthly payments at a variable rate of 6.24% costing £ per month. The total amount payable over the full term of the mortgage would be £381,863, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6% APRC.

Initial rate

3.59%

then 6.24% (variable)

Monthly repayments

£1,010

Scheme fees

£1,016

True cost

£25,917

over initial period

Overall cost

6%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£17

Cashback

£350.00

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.59% would initially cost £1,010 for months. This would be followed by monthly payments at a variable rate of 6.24% costing £ per month. The total amount payable over the full term of the mortgage would be £381,863, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6% APRC.

Initial rate

3.6%

then 6.5% (variable)

Monthly repayments

£1,011

Scheme fees

£1,224

True cost

£39,396

over initial period

Overall cost

5.9%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£0

Cashback

£250.00

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.6% would initially cost £1,011 for months. This would be followed by monthly payments at a variable rate of 6.5% costing £ per month. The total amount payable over the full term of the mortgage would be £382,823, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 5.9% APRC.

Initial rate

3.6%

then 6.5% (variable)

Monthly repayments

£1,011

Scheme fees

£1,224

True cost

£39,396

over initial period

Overall cost

5.9%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£0

Cashback

£250.00

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.6% would initially cost £1,011 for months. This would be followed by monthly payments at a variable rate of 6.5% costing £ per month. The total amount payable over the full term of the mortgage would be £382,823, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 5.9% APRC.

Initial rate

3.6%

then 6.5% (variable)

Monthly repayments

£1,011

Scheme fees

£1,224

True cost

£39,396

over initial period

Overall cost

5.9%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£0

Cashback

£250.00

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.6% would initially cost £1,011 for months. This would be followed by monthly payments at a variable rate of 6.5% costing £ per month. The total amount payable over the full term of the mortgage would be £382,823, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 5.9% APRC.

Initial rate

3.6%

then 6.5% (variable)

Monthly repayments

£1,011

Scheme fees

£1,224

True cost

£39,396

over initial period

Overall cost

5.9%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£0

Cashback

£250.00

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.6% would initially cost £1,011 for months. This would be followed by monthly payments at a variable rate of 6.5% costing £ per month. The total amount payable over the full term of the mortgage would be £382,823, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 5.9% APRC.

Initial rate

3.62%

then 7.24% (variable)

Monthly repayments

£1,013

Scheme fees

£1,099

True cost

£27,444

over initial period

Overall cost

6.8%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£100

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.62% would initially cost £1,013 for months. This would be followed by monthly payments at a variable rate of 7.24% costing £ per month. The total amount payable over the full term of the mortgage would be £413,663, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.8% APRC.

Initial rate

3.62%

then 6.74% (variable)

Monthly repayments

£1,014

Scheme fees

£1,025

True cost

£27,393

over initial period

Overall cost

6.4%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£995

Valuation fee

£0

Other fees

£30

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.62% would initially cost £1,014 for months. This would be followed by monthly payments at a variable rate of 6.74% costing £ per month. The total amount payable over the full term of the mortgage would be £397,986, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.4% APRC.

Initial rate

3.62%

then 7.24% (variable)

Monthly repayments

£1,013

Scheme fees

£1,099

True cost

£27,194

over initial period

Overall cost

6.8%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£100

Other fees

£0

Cashback

£250.00

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.62% would initially cost £1,013 for months. This would be followed by monthly payments at a variable rate of 7.24% costing £ per month. The total amount payable over the full term of the mortgage would be £413,413, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.8% APRC.

Initial rate

3.62%

then 6.74% (variable)

Monthly repayments

£1,014

Scheme fees

£1,525

True cost

£27,893

over initial period

Overall cost

6.4%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£1,495

Valuation fee

£0

Other fees

£30

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.62% would initially cost £1,014 for months. This would be followed by monthly payments at a variable rate of 6.74% costing £ per month. The total amount payable over the full term of the mortgage would be £398,486, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.4% APRC.

Initial rate

3.62%

then 7.24% (variable)

Monthly repayments

£1,013

Scheme fees

£1,099

True cost

£27,194

over initial period

Overall cost

6.8%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£100

Other fees

£0

Cashback

£250.00

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.62% would initially cost £1,013 for months. This would be followed by monthly payments at a variable rate of 7.24% costing £ per month. The total amount payable over the full term of the mortgage would be £413,413, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.8% APRC.

Initial rate

3.62%

then 7.24% (variable)

Monthly repayments

£1,013

Scheme fees

£1,099

True cost

£27,444

over initial period

Overall cost

6.8%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£100

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.62% would initially cost £1,013 for months. This would be followed by monthly payments at a variable rate of 7.24% costing £ per month. The total amount payable over the full term of the mortgage would be £413,663, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.8% APRC.

Initial rate

3.62%

then 7.24% (variable)

Monthly repayments

£1,013

Scheme fees

£1,099

True cost

£39,603

over initial period

Overall cost

6.4%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£100

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.62% would initially cost £1,013 for months. This would be followed by monthly payments at a variable rate of 7.24% costing £ per month. The total amount payable over the full term of the mortgage would be £404,828, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.4% APRC.

Initial rate

3.62%

then 7.24% (variable)

Monthly repayments

£1,013

Scheme fees

£1,099

True cost

£39,353

over initial period

Overall cost

6.4%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£100

Other fees

£0

Cashback

£250.00

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.62% would initially cost £1,013 for months. This would be followed by monthly payments at a variable rate of 7.24% costing £ per month. The total amount payable over the full term of the mortgage would be £404,578, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.4% APRC.

Initial rate

3.62%

then 7.24% (variable)

Monthly repayments

£1,013

Scheme fees

£1,099

True cost

£39,603

over initial period

Overall cost

6.4%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£100

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.62% would initially cost £1,013 for months. This would be followed by monthly payments at a variable rate of 7.24% costing £ per month. The total amount payable over the full term of the mortgage would be £404,828, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.4% APRC.

Initial rate

3.62%

then 7.24% (variable)

Monthly repayments

£1,013

Scheme fees

£1,099

True cost

£39,353

over initial period

Overall cost

6.4%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£100

Other fees

£0

Cashback

£250.00

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.62% would initially cost £1,013 for months. This would be followed by monthly payments at a variable rate of 7.24% costing £ per month. The total amount payable over the full term of the mortgage would be £404,578, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.4% APRC.

Find out more about this mortgage

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