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Based on a property value of £400,000 with a £200,000 mortgage for 25 years.

  • Initial rate

    1.14%

    then 5.29% (variable)

  • Monthly repayments

    £766

  • Scheme fees

    £2,233

  • True cost

    £22,162

    over initial period

  • Overall cost

    4.4%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£1,999

Valuation fee

£0

Other fees

£35

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.14% would initially cost £766 for months. This would be followed by monthly payments at a variable rate of 5.29% costing £ per month. The total amount payable over the full term of the mortgage would be £332,774, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 4.4% APRC.

  • Initial rate

    1.16%

    then 4.34% (variable)

  • Monthly repayments

    £768

  • Scheme fees

    £1,525

  • True cost

    £21,501

    over initial period

  • Overall cost

    3.7%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£1,495

Valuation fee

£0

Other fees

£30

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.16% would initially cost £768 for months. This would be followed by monthly payments at a variable rate of 4.34% costing £ per month. The total amount payable over the full term of the mortgage would be £313,163, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.7% APRC.

  • Initial rate

    1.17%

    then 3.59% (variable)

  • Monthly repayments

    £769

  • Scheme fees

    £1,377

  • True cost

    £20,358

    over initial period

  • Overall cost

    3.8%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£995

Valuation fee

£352

Other fees

£30

Cashback

£250.00

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.17% would initially cost £769 for months. This would be followed by monthly payments at a variable rate of 3.59% costing £ per month. The total amount payable over the full term of the mortgage would be £292,737, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.8% APRC.

  • Initial rate

    1.18%

    then 4.49% (variable)

  • Monthly repayments

    £770

  • Scheme fees

    £1,132

  • True cost

    £20,386

    over initial period

  • Overall cost

    3.9%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£8

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.18% would initially cost £770 for months. This would be followed by monthly payments at a variable rate of 4.49% costing £ per month. The total amount payable over the full term of the mortgage would be £314,773, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.9% APRC.

  • Initial rate

    1.19%

    then 4.55% (variable)

  • Monthly repayments

    £771

  • Scheme fees

    £2,234

  • True cost

    £22,282

    over initial period

  • Overall cost

    4%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£1,999

Valuation fee

£0

Other fees

£40

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.19% would initially cost £771 for months. This would be followed by monthly payments at a variable rate of 4.55% costing £ per month. The total amount payable over the full term of the mortgage would be £319,925, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 4% APRC.

  • Initial rate

    1.2%

    then 5.19% (variable)

  • Monthly repayments

    £772

  • Scheme fees

    £105

  • True cost

    £18,633

    over initial period

  • Overall cost

    4.7%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£0

Valuation fee

£0

Other fees

£20

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.2% would initially cost £772 for months. This would be followed by monthly payments at a variable rate of 5.19% costing £ per month. The total amount payable over the full term of the mortgage would be £337,777, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 4.7% APRC.

  • Initial rate

    1.21%

    then 4.64% (variable)

  • Monthly repayments

    £773

  • Scheme fees

    £1,096

  • True cost

    £21,192

    over initial period

  • Overall cost

    3.8%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£995

Valuation fee

£0

Other fees

£6

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.21% would initially cost £773 for months. This would be followed by monthly payments at a variable rate of 4.64% costing £ per month. The total amount payable over the full term of the mortgage would be £315,042, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.8% APRC.

  • Initial rate

    1.24%

    then 3.54% (variable)

  • Monthly repayments

    £776

  • Scheme fees

    £1,016

  • True cost

    £20,408

    over initial period

  • Overall cost

    3.3%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£17

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.24% would initially cost £776 for months. This would be followed by monthly payments at a variable rate of 3.54% costing £ per month. The total amount payable over the full term of the mortgage would be £291,616, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.3% APRC.

  • Initial rate

    1.24%

    then 3.54% (variable)

  • Monthly repayments

    £776

  • Scheme fees

    £1,016

  • True cost

    £20,408

    over initial period

  • Overall cost

    3.3%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£17

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.24% would initially cost £776 for months. This would be followed by monthly payments at a variable rate of 3.54% costing £ per month. The total amount payable over the full term of the mortgage would be £291,616, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.3% APRC.

  • Initial rate

    1.24%

    then 3.59% (variable)

  • Monthly repayments

    £776

  • Scheme fees

    £1,084

  • True cost

    £19,700

    over initial period

  • Overall cost

    3.2%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£20

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.24% would initially cost £776 for months. This would be followed by monthly payments at a variable rate of 3.59% costing £ per month. The total amount payable over the full term of the mortgage would be £293,467, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.2% APRC.