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Based on a property value of £400,000 with a £200,000 mortgage for 25 years.

  • Initial rate

    1.29%

    then 5% (variable)

  • Monthly repayments

    £780

  • Scheme fees

    £170

  • True cost

    £18,897

    over initial period

  • Overall cost

    4.56%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£0

Valuation fee

£0

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.29% would initially cost £780 for months. This would be followed by monthly payments at a variable rate of 5% costing £ per month. The total amount payable over the full term of the mortgage would be £332,701, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 4.56% APRC.

  • Initial rate

    1.32%

    then 5.69% (variable)

  • Monthly repayments

    £783

  • Scheme fees

    £1,233

  • True cost

    £20,810

    over initial period

  • Overall cost

    4.8%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£35

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.32% would initially cost £783 for months. This would be followed by monthly payments at a variable rate of 5.69% costing £ per month. The total amount payable over the full term of the mortgage would be £347,003, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 4.8% APRC.

  • Initial rate

    1.34%

    then 4.99% (variable)

  • Monthly repayments

    £785

  • Scheme fees

    £1,945

  • True cost

    £22,353

    over initial period

  • Overall cost

    4.2%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£1,495

Valuation fee

£330

Other fees

£30

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.34% would initially cost £785 for months. This would be followed by monthly payments at a variable rate of 4.99% costing £ per month. The total amount payable over the full term of the mortgage would be £328,223, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 4.2% APRC.

  • Initial rate

    1.39%

    then 5.69% (variable)

  • Monthly repayments

    £790

  • Scheme fees

    £2,233

  • True cost

    £21,973

    over initial period

  • Overall cost

    4.8%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£1,999

Valuation fee

£0

Other fees

£35

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.39% would initially cost £790 for months. This would be followed by monthly payments at a variable rate of 5.69% costing £ per month. The total amount payable over the full term of the mortgage would be £348,378, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 4.8% APRC.

  • Initial rate

    1.41%

    then 4.99% (variable)

  • Monthly repayments

    £791

  • Scheme fees

    £1,066

  • True cost

    £20,061

    over initial period

  • Overall cost

    4.3%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£995

Valuation fee

£0

Other fees

£6

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.41% would initially cost £791 for months. This would be followed by monthly payments at a variable rate of 4.99% costing £ per month. The total amount payable over the full term of the mortgage would be £333,906, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 4.3% APRC.

  • Initial rate

    1.42%

    then 4.24% (variable)

  • Monthly repayments

    £792

  • Scheme fees

    £1,199

  • True cost

    £22,593

    over initial period

  • Overall cost

    4%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£200

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.42% would initially cost £792 for months. This would be followed by monthly payments at a variable rate of 4.24% costing £ per month. The total amount payable over the full term of the mortgage would be £310,879, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 4% APRC.

  • Initial rate

    1.42%

    then 4.24% (variable)

  • Monthly repayments

    £792

  • Scheme fees

    £1,199

  • True cost

    £22,593

    over initial period

  • Overall cost

    4%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£200

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.42% would initially cost £792 for months. This would be followed by monthly payments at a variable rate of 4.24% costing £ per month. The total amount payable over the full term of the mortgage would be £310,879, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 4% APRC.

  • Initial rate

    1.44%

    then 4.19% (variable)

  • Monthly repayments

    £794

  • Scheme fees

    £1,029

  • True cost

    £20,091

    over initial period

  • Overall cost

    3.8%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£30

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.44% would initially cost £794 for months. This would be followed by monthly payments at a variable rate of 4.19% costing £ per month. The total amount payable over the full term of the mortgage would be £310,992, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.8% APRC.

  • Initial rate

    1.44%

    then 4% (variable)

  • Monthly repayments

    £794

  • Scheme fees

    £1,259

  • True cost

    £20,321

    over initial period

  • Overall cost

    3.4%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£35

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.44% would initially cost £794 for months. This would be followed by monthly payments at a variable rate of 4% costing £ per month. The total amount payable over the full term of the mortgage would be £305,893, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.4% APRC.

  • Initial rate

    1.44%

    then 4.24% (variable)

  • Monthly repayments

    £794

  • Scheme fees

    £1,084

  • True cost

    £20,046

    over initial period

  • Overall cost

    3.8%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£20

Cashback

£100.00

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.44% would initially cost £794 for months. This would be followed by monthly payments at a variable rate of 4.24% costing £ per month. The total amount payable over the full term of the mortgage would be £312,360, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.8% APRC.