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Based on a property value of £400,000 with a £200,000 mortgage for 25 years.

  • Initial rate

    0.79%

    then 4.34% (variable)

  • Monthly repayments

    £735

  • Scheme fees

    £1,549

  • True cost

    £21,141

    over initial period

  • Overall cost

    3.8%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£1,499

Valuation fee

£0

Other fees

£0

Cashback

£250.00

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 0.79% would initially cost £735 for months. This would be followed by monthly payments at a variable rate of 4.34% costing £ per month. The total amount payable over the full term of the mortgage would be £310,321, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.8% APRC.

  • Initial rate

    0.84%

    then 4.34% (variable)

  • Monthly repayments

    £739

  • Scheme fees

    £1,049

  • True cost

    £20,761

    over initial period

  • Overall cost

    3.8%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£0

Cashback

£250.00

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 0.84% would initially cost £739 for months. This would be followed by monthly payments at a variable rate of 4.34% costing £ per month. The total amount payable over the full term of the mortgage would be £310,095, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.8% APRC.

  • Initial rate

    0.85%

    then 3.59% (variable)

  • Monthly repayments

    £740

  • Scheme fees

    £1,114

  • True cost

    £18,880

    over initial period

  • Overall cost

    3.3%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£35

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 0.85% would initially cost £740 for months. This would be followed by monthly payments at a variable rate of 3.59% costing £ per month. The total amount payable over the full term of the mortgage would be £291,670, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.3% APRC.

  • Initial rate

    0.86%

    then 3.59% (variable)

  • Monthly repayments

    £741

  • Scheme fees

    £1,114

  • True cost

    £20,384

    over initial period

  • Overall cost

    3.2%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£35

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 0.86% would initially cost £741 for months. This would be followed by monthly payments at a variable rate of 3.59% costing £ per month. The total amount payable over the full term of the mortgage would be £290,712, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.2% APRC.

  • Initial rate

    0.89%

    then 3.54% (variable)

  • Monthly repayments

    £744

  • Scheme fees

    £1,016

  • True cost

    £20,356

    over initial period

  • Overall cost

    3.2%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£17

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 0.89% would initially cost £744 for months. This would be followed by monthly payments at a variable rate of 3.54% costing £ per month. The total amount payable over the full term of the mortgage would be £289,432, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.2% APRC.

  • Initial rate

    0.89%

    then 3.54% (variable)

  • Monthly repayments

    £744

  • Scheme fees

    £1,016

  • True cost

    £20,356

    over initial period

  • Overall cost

    3.2%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£17

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 0.89% would initially cost £744 for months. This would be followed by monthly payments at a variable rate of 3.54% costing £ per month. The total amount payable over the full term of the mortgage would be £289,432, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.2% APRC.

  • Initial rate

    0.89%

    then 4.35% (variable)

  • Monthly repayments

    £744

  • Scheme fees

    £1,165

  • True cost

    £19,017

    over initial period

  • Overall cost

    3.96%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£995

Valuation fee

£0

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 0.89% would initially cost £744 for months. This would be followed by monthly payments at a variable rate of 4.35% costing £ per month. The total amount payable over the full term of the mortgage would be £312,979, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.96% APRC.

  • Initial rate

    0.89%

    then 3.59% (variable)

  • Monthly repayments

    £744

  • Scheme fees

    £1,084

  • True cost

    £27,862

    over initial period

  • Overall cost

    2.9%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£20

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 0.89% would initially cost £744 for months. This would be followed by monthly payments at a variable rate of 3.59% costing £ per month. The total amount payable over the full term of the mortgage would be £285,972, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 2.9% APRC.

  • Initial rate

    0.89%

    then 3.59% (variable)

  • Monthly repayments

    £744

  • Scheme fees

    £1,084

  • True cost

    £27,862

    over initial period

  • Overall cost

    2.9%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£20

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 0.89% would initially cost £744 for months. This would be followed by monthly payments at a variable rate of 3.59% costing £ per month. The total amount payable over the full term of the mortgage would be £285,972, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 2.9% APRC.

  • Initial rate

    0.89%

    then 3.54% (variable)

  • Monthly repayments

    £744

  • Scheme fees

    £1,016

  • True cost

    £20,356

    over initial period

  • Overall cost

    3.2%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£17

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 0.89% would initially cost £744 for months. This would be followed by monthly payments at a variable rate of 3.54% costing £ per month. The total amount payable over the full term of the mortgage would be £289,432, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.2% APRC.

  • Initial rate

    0.89%

    then 3.54% (variable)

  • Monthly repayments

    £744

  • Scheme fees

    £1,016

  • True cost

    £20,356

    over initial period

  • Overall cost

    3.2%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£17

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 0.89% would initially cost £744 for months. This would be followed by monthly payments at a variable rate of 3.54% costing £ per month. The total amount payable over the full term of the mortgage would be £289,432, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.2% APRC.

  • Initial rate

    0.89%

    then 3.35% (variable)

  • Monthly repayments

    £744

  • Scheme fees

    £1,259

  • True cost

    £21,092

    over initial period

  • Overall cost

    2.9%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£35

Cashback

£250.00

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 0.89% would initially cost £744 for months. This would be followed by monthly payments at a variable rate of 3.35% costing £ per month. The total amount payable over the full term of the mortgage would be £283,940, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 2.9% APRC.

  • Initial rate

    0.89%

    then 3.35% (variable)

  • Monthly repayments

    £744

  • Scheme fees

    £1,259

  • True cost

    £21,092

    over initial period

  • Overall cost

    2.9%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£35

Cashback

£250.00

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 0.89% would initially cost £744 for months. This would be followed by monthly payments at a variable rate of 3.35% costing £ per month. The total amount payable over the full term of the mortgage would be £283,940, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 2.9% APRC.

  • Initial rate

    0.89%

    then 3.35% (variable)

  • Monthly repayments

    £744

  • Scheme fees

    £1,259

  • True cost

    £21,092

    over initial period

  • Overall cost

    2.9%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£35

Cashback

£250.00

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 0.89% would initially cost £744 for months. This would be followed by monthly payments at a variable rate of 3.35% costing £ per month. The total amount payable over the full term of the mortgage would be £283,940, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 2.9% APRC.

  • Initial rate

    0.89%

    then 3.35% (variable)

  • Monthly repayments

    £744

  • Scheme fees

    £1,259

  • True cost

    £21,092

    over initial period

  • Overall cost

    2.9%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£35

Cashback

£250.00

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 0.89% would initially cost £744 for months. This would be followed by monthly payments at a variable rate of 3.35% costing £ per month. The total amount payable over the full term of the mortgage would be £283,940, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 2.9% APRC.

  • Initial rate

    0.89%

    then 3.59% (variable)

  • Monthly repayments

    £744

  • Scheme fees

    £1,084

  • True cost

    £18,936

    over initial period

  • Overall cost

    3.1%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£20

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 0.89% would initially cost £744 for months. This would be followed by monthly payments at a variable rate of 3.59% costing £ per month. The total amount payable over the full term of the mortgage would be £291,828, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.1% APRC.

  • Initial rate

    0.89%

    then 3.59% (variable)

  • Monthly repayments

    £744

  • Scheme fees

    £1,084

  • True cost

    £18,936

    over initial period

  • Overall cost

    3.1%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£20

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 0.89% would initially cost £744 for months. This would be followed by monthly payments at a variable rate of 3.59% costing £ per month. The total amount payable over the full term of the mortgage would be £291,828, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.1% APRC.

  • Initial rate

    0.9%

    then 3.59% (variable)

  • Monthly repayments

    £745

  • Scheme fees

    £1,199

  • True cost

    £21,307

    over initial period

  • Overall cost

    3.2%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£200

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 0.9% would initially cost £745 for months. This would be followed by monthly payments at a variable rate of 3.59% costing £ per month. The total amount payable over the full term of the mortgage would be £290,507, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.2% APRC.

  • Initial rate

    0.9%

    then 3.59% (variable)

  • Monthly repayments

    £745

  • Scheme fees

    £1,199

  • True cost

    £21,307

    over initial period

  • Overall cost

    3.2%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£200

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 0.9% would initially cost £745 for months. This would be followed by monthly payments at a variable rate of 3.59% costing £ per month. The total amount payable over the full term of the mortgage would be £290,507, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.2% APRC.

  • Initial rate

    0.9%

    then 3.59% (variable)

  • Monthly repayments

    £745

  • Scheme fees

    £1,199

  • True cost

    £21,057

    over initial period

  • Overall cost

    3.2%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£200

Other fees

£0

Cashback

£250.00

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 0.9% would initially cost £745 for months. This would be followed by monthly payments at a variable rate of 3.59% costing £ per month. The total amount payable over the full term of the mortgage would be £290,257, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.2% APRC.

  • Initial rate

    0.9%

    then 3.59% (variable)

  • Monthly repayments

    £745

  • Scheme fees

    £1,199

  • True cost

    £21,057

    over initial period

  • Overall cost

    3.2%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£200

Other fees

£0

Cashback

£250.00

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 0.9% would initially cost £745 for months. This would be followed by monthly payments at a variable rate of 3.59% costing £ per month. The total amount payable over the full term of the mortgage would be £290,257, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.2% APRC.

  • Initial rate

    0.92%

    then 3.59% (variable)

  • Monthly repayments

    £747

  • Scheme fees

    £1,025

  • True cost

    £20,185

    over initial period

  • Overall cost

    3.2%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£995

Valuation fee

£0

Other fees

£30

Cashback

£250.00

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 0.92% would initially cost £747 for months. This would be followed by monthly payments at a variable rate of 3.59% costing £ per month. The total amount payable over the full term of the mortgage would be £290,677, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.2% APRC.

  • Initial rate

    0.93%

    then 3.59% (variable)

  • Monthly repayments

    £747

  • Scheme fees

    £1,025

  • True cost

    £20,208

    over initial period

  • Overall cost

    3.2%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£995

Valuation fee

£0

Other fees

£30

Cashback

£250.00

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 0.93% would initially cost £747 for months. This would be followed by monthly payments at a variable rate of 3.59% costing £ per month. The total amount payable over the full term of the mortgage would be £290,728, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.2% APRC.

  • Initial rate

    0.94%

    then 4.34% (variable)

  • Monthly repayments

    £748

  • Scheme fees

    £1,300

  • True cost

    £21,953

    over initial period

  • Overall cost

    3.7%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£995

Valuation fee

£275

Other fees

£30

Cashback

£300.00

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 0.94% would initially cost £748 for months. This would be followed by monthly payments at a variable rate of 4.34% costing £ per month. The total amount payable over the full term of the mortgage would be £310,200, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.7% APRC.

  • Initial rate

    0.95%

    then 5.29% (variable)

  • Monthly repayments

    £749

  • Scheme fees

    £1,798

  • True cost

    £22,027

    over initial period

  • Overall cost

    4.4%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£1,599

Valuation fee

£0

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 0.95% would initially cost £749 for months. This would be followed by monthly payments at a variable rate of 5.29% costing £ per month. The total amount payable over the full term of the mortgage would be £330,486, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 4.4% APRC.

  • Initial rate

    0.96%

    then 3.54% (variable)

  • Monthly repayments

    £750

  • Scheme fees

    £1,516

  • True cost

    £48,024

    over initial period

  • Overall cost

    2.7%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£1,499

Valuation fee

£0

Other fees

£17

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 0.96% would initially cost £750 for months. This would be followed by monthly payments at a variable rate of 3.54% costing £ per month. The total amount payable over the full term of the mortgage would be £274,426, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 2.7% APRC.

  • Initial rate

    0.96%

    then 3.54% (variable)

  • Monthly repayments

    £750

  • Scheme fees

    £1,516

  • True cost

    £48,024

    over initial period

  • Overall cost

    2.7%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£1,499

Valuation fee

£0

Other fees

£17

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 0.96% would initially cost £750 for months. This would be followed by monthly payments at a variable rate of 3.54% costing £ per month. The total amount payable over the full term of the mortgage would be £274,426, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 2.7% APRC.

  • Initial rate

    0.96%

    then 5.29% (variable)

  • Monthly repayments

    £750

  • Scheme fees

    £1,233

  • True cost

    £21,487

    over initial period

  • Overall cost

    4.4%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£35

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 0.96% would initially cost £750 for months. This would be followed by monthly payments at a variable rate of 5.29% costing £ per month. The total amount payable over the full term of the mortgage would be £329,977, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 4.4% APRC.

  • Initial rate

    0.96%

    then 3.54% (variable)

  • Monthly repayments

    £750

  • Scheme fees

    £1,516

  • True cost

    £48,024

    over initial period

  • Overall cost

    2.7%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£1,499

Valuation fee

£0

Other fees

£17

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 0.96% would initially cost £750 for months. This would be followed by monthly payments at a variable rate of 3.54% costing £ per month. The total amount payable over the full term of the mortgage would be £274,426, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 2.7% APRC.

  • Initial rate

    0.96%

    then 3.54% (variable)

  • Monthly repayments

    £750

  • Scheme fees

    £1,516

  • True cost

    £48,024

    over initial period

  • Overall cost

    2.7%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£1,499

Valuation fee

£0

Other fees

£17

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 0.96% would initially cost £750 for months. This would be followed by monthly payments at a variable rate of 3.54% costing £ per month. The total amount payable over the full term of the mortgage would be £274,426, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 2.7% APRC.