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Based on a property value of £400,000 with a £200,000 mortgage for 25 years.

  • Initial rate

    1.06%

    then 4.34% (variable)

  • Monthly repayments

    £759

  • Scheme fees

    £1,549

  • True cost

    £21,038

    over initial period

  • Overall cost

    3.9%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£1,499

Valuation fee

£0

Other fees

£0

Cashback

£250.00

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.06% would initially cost £759 for months. This would be followed by monthly payments at a variable rate of 4.34% costing £ per month. The total amount payable over the full term of the mortgage would be £312,412, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.9% APRC.

  • Initial rate

    1.13%

    then 4.64% (variable)

  • Monthly repayments

    £766

  • Scheme fees

    £1,096

  • True cost

    £21,766

    over initial period

  • Overall cost

    3.8%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£995

Valuation fee

£0

Other fees

£6

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.13% would initially cost £766 for months. This would be followed by monthly payments at a variable rate of 4.64% costing £ per month. The total amount payable over the full term of the mortgage would be £313,974, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.8% APRC.

  • Initial rate

    1.13%

    then 3.59% (variable)

  • Monthly repayments

    £766

  • Scheme fees

    £1,025

  • True cost

    £20,680

    over initial period

  • Overall cost

    3.2%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£995

Valuation fee

£0

Other fees

£30

Cashback

£250.00

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.13% would initially cost £766 for months. This would be followed by monthly payments at a variable rate of 3.59% costing £ per month. The total amount payable over the full term of the mortgage would be £291,737, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.2% APRC.

  • Initial rate

    1.14%

    then 3.54% (variable)

  • Monthly repayments

    £766

  • Scheme fees

    £1,016

  • True cost

    £20,178

    over initial period

  • Overall cost

    3.2%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£17

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.14% would initially cost £766 for months. This would be followed by monthly payments at a variable rate of 3.54% costing £ per month. The total amount payable over the full term of the mortgage would be £291,130, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.2% APRC.

  • Initial rate

    1.14%

    then 3.54% (variable)

  • Monthly repayments

    £766

  • Scheme fees

    £1,016

  • True cost

    £20,178

    over initial period

  • Overall cost

    3.2%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£17

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.14% would initially cost £766 for months. This would be followed by monthly payments at a variable rate of 3.54% costing £ per month. The total amount payable over the full term of the mortgage would be £291,130, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.2% APRC.

  • Initial rate

    1.14%

    then 3.59% (variable)

  • Monthly repayments

    £766

  • Scheme fees

    £1,084

  • True cost

    £19,480

    over initial period

  • Overall cost

    3.2%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£20

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.14% would initially cost £766 for months. This would be followed by monthly payments at a variable rate of 3.59% costing £ per month. The total amount payable over the full term of the mortgage would be £292,999, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.2% APRC.

  • Initial rate

    1.18%

    then 3.59% (variable)

  • Monthly repayments

    £770

  • Scheme fees

    £1,025

  • True cost

    £20,849

    over initial period

  • Overall cost

    3.2%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£995

Valuation fee

£0

Other fees

£30

Cashback

£200.00

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.18% would initially cost £770 for months. This would be followed by monthly payments at a variable rate of 3.59% costing £ per month. The total amount payable over the full term of the mortgage would be £292,040, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.2% APRC.

  • Initial rate

    1.19%

    then 5.29% (variable)

  • Monthly repayments

    £771

  • Scheme fees

    £1,798

  • True cost

    £21,075

    over initial period

  • Overall cost

    4.4%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£1,599

Valuation fee

£0

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.19% would initially cost £771 for months. This would be followed by monthly payments at a variable rate of 5.29% costing £ per month. The total amount payable over the full term of the mortgage would be £333,386, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 4.4% APRC.

  • Initial rate

    1.19%

    then 3.99% (variable)

  • Monthly repayments

    £771

  • Scheme fees

    £1,720

  • True cost

    £21,768

    over initial period

  • Overall cost

    3.6%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£1,495

Valuation fee

£0

Other fees

£30

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.19% would initially cost £771 for months. This would be followed by monthly payments at a variable rate of 3.99% costing £ per month. The total amount payable over the full term of the mortgage would be £303,832, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.6% APRC.

  • Initial rate

    1.19%

    then 4.34% (variable)

  • Monthly repayments

    £771

  • Scheme fees

    £1,049

  • True cost

    £20,847

    over initial period

  • Overall cost

    3.9%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£0

Cashback

£250.00

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.19% would initially cost £771 for months. This would be followed by monthly payments at a variable rate of 4.34% costing £ per month. The total amount payable over the full term of the mortgage would be £312,594, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.9% APRC.

  • Initial rate

    1.19%

    then 5.14% (variable)

  • Monthly repayments

    £771

  • Scheme fees

    £2,019

  • True cost

    £20,525

    over initial period

  • Overall cost

    4.6%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£1,499

Valuation fee

£355

Other fees

£20

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.19% would initially cost £771 for months. This would be followed by monthly payments at a variable rate of 5.14% costing £ per month. The total amount payable over the full term of the mortgage would be £338,162, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 4.6% APRC.

  • Initial rate

    1.22%

    then 3.59% (variable)

  • Monthly repayments

    £774

  • Scheme fees

    £1,114

  • True cost

    £20,460

    over initial period

  • Overall cost

    3.3%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£35

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.22% would initially cost £774 for months. This would be followed by monthly payments at a variable rate of 3.59% costing £ per month. The total amount payable over the full term of the mortgage would be £292,966, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.3% APRC.

  • Initial rate

    1.24%

    then 3.59% (variable)

  • Monthly repayments

    £776

  • Scheme fees

    £995

  • True cost

    £22,714

    over initial period

  • Overall cost

    3.3%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£995

Valuation fee

£0

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.24% would initially cost £776 for months. This would be followed by monthly payments at a variable rate of 3.59% costing £ per month. The total amount payable over the full term of the mortgage would be £291,651, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.3% APRC.

  • Initial rate

    1.24%

    then 3.35% (variable)

  • Monthly repayments

    £776

  • Scheme fees

    £1,259

  • True cost

    £21,176

    over initial period

  • Overall cost

    3%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£35

Cashback

£250.00

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.24% would initially cost £776 for months. This would be followed by monthly payments at a variable rate of 3.35% costing £ per month. The total amount payable over the full term of the mortgage would be £286,129, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3% APRC.

  • Initial rate

    1.24%

    then 3.35% (variable)

  • Monthly repayments

    £776

  • Scheme fees

    £1,259

  • True cost

    £21,176

    over initial period

  • Overall cost

    3%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£35

Cashback

£250.00

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.24% would initially cost £776 for months. This would be followed by monthly payments at a variable rate of 3.35% costing £ per month. The total amount payable over the full term of the mortgage would be £286,129, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3% APRC.

  • Initial rate

    1.24%

    then 3.35% (variable)

  • Monthly repayments

    £776

  • Scheme fees

    £1,259

  • True cost

    £21,176

    over initial period

  • Overall cost

    3%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£35

Cashback

£250.00

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.24% would initially cost £776 for months. This would be followed by monthly payments at a variable rate of 3.35% costing £ per month. The total amount payable over the full term of the mortgage would be £286,129, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3% APRC.

  • Initial rate

    1.24%

    then 5.29% (variable)

  • Monthly repayments

    £776

  • Scheme fees

    £698

  • True cost

    £20,090

    over initial period

  • Overall cost

    4.4%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£499

Valuation fee

£0

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.24% would initially cost £776 for months. This would be followed by monthly payments at a variable rate of 5.29% costing £ per month. The total amount payable over the full term of the mortgage would be £332,548, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 4.4% APRC.

  • Initial rate

    1.24%

    then 4.34% (variable)

  • Monthly repayments

    £776

  • Scheme fees

    £1,549

  • True cost

    £49,391

    over initial period

  • Overall cost

    3.3%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£1,499

Valuation fee

£0

Other fees

£0

Cashback

£250.00

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.24% would initially cost £776 for months. This would be followed by monthly payments at a variable rate of 4.34% costing £ per month. The total amount payable over the full term of the mortgage would be £293,638, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.3% APRC.

  • Initial rate

    1.24%

    then 2.59% (variable)

  • Monthly repayments

    £776

  • Scheme fees

    £995

  • True cost

    £22,714

    over initial period

  • Overall cost

    2.5%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£995

Valuation fee

£0

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.24% would initially cost £776 for months. This would be followed by monthly payments at a variable rate of 2.59% costing £ per month. The total amount payable over the full term of the mortgage would be £265,963, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 2.5% APRC.

  • Initial rate

    1.24%

    then 4.55% (variable)

  • Monthly repayments

    £776

  • Scheme fees

    £2,503

  • True cost

    £22,670

    over initial period

  • Overall cost

    4%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£1,999

Valuation fee

£269

Other fees

£40

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.24% would initially cost £776 for months. This would be followed by monthly payments at a variable rate of 4.55% costing £ per month. The total amount payable over the full term of the mortgage would be £320,459, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 4% APRC.

  • Initial rate

    1.24%

    then 3.35% (variable)

  • Monthly repayments

    £776

  • Scheme fees

    £1,259

  • True cost

    £21,176

    over initial period

  • Overall cost

    3%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£35

Cashback

£250.00

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.24% would initially cost £776 for months. This would be followed by monthly payments at a variable rate of 3.35% costing £ per month. The total amount payable over the full term of the mortgage would be £286,129, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3% APRC.

  • Initial rate

    1.24%

    then 3.59% (variable)

  • Monthly repayments

    £776

  • Scheme fees

    £1,084

  • True cost

    £47,624

    over initial period

  • Overall cost

    2.6%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£20

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.24% would initially cost £776 for months. This would be followed by monthly payments at a variable rate of 3.59% costing £ per month. The total amount payable over the full term of the mortgage would be £278,840, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 2.6% APRC.

  • Initial rate

    1.24%

    then 3.59% (variable)

  • Monthly repayments

    £776

  • Scheme fees

    £1,084

  • True cost

    £19,200

    over initial period

  • Overall cost

    3.3%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£20

Cashback

£500.00

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.24% would initially cost £776 for months. This would be followed by monthly payments at a variable rate of 3.59% costing £ per month. The total amount payable over the full term of the mortgage would be £292,967, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.3% APRC.

  • Initial rate

    1.24%

    then 3.59% (variable)

  • Monthly repayments

    £776

  • Scheme fees

    £1,084

  • True cost

    £19,700

    over initial period

  • Overall cost

    3.2%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£20

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.24% would initially cost £776 for months. This would be followed by monthly payments at a variable rate of 3.59% costing £ per month. The total amount payable over the full term of the mortgage would be £293,467, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.2% APRC.

  • Initial rate

    1.26%

    then 3.54% (variable)

  • Monthly repayments

    £778

  • Scheme fees

    £1,516

  • True cost

    £48,945

    over initial period

  • Overall cost

    2.8%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£1,499

Valuation fee

£0

Other fees

£17

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.26% would initially cost £778 for months. This would be followed by monthly payments at a variable rate of 3.54% costing £ per month. The total amount payable over the full term of the mortgage would be £278,103, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 2.8% APRC.

  • Initial rate

    1.26%

    then 3.54% (variable)

  • Monthly repayments

    £778

  • Scheme fees

    £1,516

  • True cost

    £48,945

    over initial period

  • Overall cost

    2.8%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£1,499

Valuation fee

£0

Other fees

£17

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.26% would initially cost £778 for months. This would be followed by monthly payments at a variable rate of 3.54% costing £ per month. The total amount payable over the full term of the mortgage would be £278,103, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 2.8% APRC.

  • Initial rate

    1.28%

    then 3.59% (variable)

  • Monthly repayments

    £779

  • Scheme fees

    £1,199

  • True cost

    £21,463

    over initial period

  • Overall cost

    3.4%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£200

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.28% would initially cost £779 for months. This would be followed by monthly payments at a variable rate of 3.59% costing £ per month. The total amount payable over the full term of the mortgage would be £292,917, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.4% APRC.

  • Initial rate

    1.28%

    then 3.59% (variable)

  • Monthly repayments

    £779

  • Scheme fees

    £1,199

  • True cost

    £21,463

    over initial period

  • Overall cost

    3.4%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£200

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.28% would initially cost £779 for months. This would be followed by monthly payments at a variable rate of 3.59% costing £ per month. The total amount payable over the full term of the mortgage would be £292,917, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.4% APRC.

  • Initial rate

    1.28%

    then 3.59% (variable)

  • Monthly repayments

    £779

  • Scheme fees

    £1,025

  • True cost

    £49,346

    over initial period

  • Overall cost

    2.8%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£995

Valuation fee

£0

Other fees

£30

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.28% would initially cost £779 for months. This would be followed by monthly payments at a variable rate of 3.59% costing £ per month. The total amount payable over the full term of the mortgage would be £278,473, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 2.8% APRC.

  • Initial rate

    1.28%

    then 3.59% (variable)

  • Monthly repayments

    £779

  • Scheme fees

    £1,025

  • True cost

    £49,096

    over initial period

  • Overall cost

    2.8%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£995

Valuation fee

£0

Other fees

£30

Cashback

£250.00

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.28% would initially cost £779 for months. This would be followed by monthly payments at a variable rate of 3.59% costing £ per month. The total amount payable over the full term of the mortgage would be £278,223, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 2.8% APRC.