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Based on a property value of £400,000 with a £200,000 mortgage for 25 years.

  • Initial rate

    1.24%

    then 4.24% (variable)

  • Monthly repayments

    £776

  • Scheme fees

    £1,377

  • True cost

    £21,294

    over initial period

  • Overall cost

    3.9%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£995

Valuation fee

£352

Other fees

£30

Cashback

£250.00

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.24% would initially cost £776 for months. This would be followed by monthly payments at a variable rate of 4.24% costing £ per month. The total amount payable over the full term of the mortgage would be £310,397, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.9% APRC.

  • Initial rate

    1.28%

    then 4.24% (variable)

  • Monthly repayments

    £779

  • Scheme fees

    £1,377

  • True cost

    £21,391

    over initial period

  • Overall cost

    3.9%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£995

Valuation fee

£352

Other fees

£30

Cashback

£250.00

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.28% would initially cost £779 for months. This would be followed by monthly payments at a variable rate of 4.24% costing £ per month. The total amount payable over the full term of the mortgage would be £310,609, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.9% APRC.

  • Initial rate

    1.28%

    then 4% (variable)

  • Monthly repayments

    £779

  • Scheme fees

    £1,259

  • True cost

    £22,052

    over initial period

  • Overall cost

    3.5%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£35

Cashback

£250.00

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.28% would initially cost £779 for months. This would be followed by monthly payments at a variable rate of 4% costing £ per month. The total amount payable over the full term of the mortgage would be £303,351, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.5% APRC.

  • Initial rate

    1.28%

    then 4% (variable)

  • Monthly repayments

    £779

  • Scheme fees

    £1,224

  • True cost

    £22,017

    over initial period

  • Overall cost

    3.5%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£0

Cashback

£250.00

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.28% would initially cost £779 for months. This would be followed by monthly payments at a variable rate of 4% costing £ per month. The total amount payable over the full term of the mortgage would be £303,316, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.5% APRC.

  • Initial rate

    1.28%

    then 4% (variable)

  • Monthly repayments

    £779

  • Scheme fees

    £1,224

  • True cost

    £22,017

    over initial period

  • Overall cost

    3.5%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£0

Cashback

£250.00

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.28% would initially cost £779 for months. This would be followed by monthly payments at a variable rate of 4% costing £ per month. The total amount payable over the full term of the mortgage would be £303,316, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.5% APRC.

  • Initial rate

    1.29%

    then 4.24% (variable)

  • Monthly repayments

    £780

  • Scheme fees

    £1,199

  • True cost

    £23,047

    over initial period

  • Overall cost

    3.9%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£200

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.29% would initially cost £780 for months. This would be followed by monthly payments at a variable rate of 4.24% costing £ per month. The total amount payable over the full term of the mortgage would be £309,621, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.9% APRC.

  • Initial rate

    1.29%

    then 4.24% (variable)

  • Monthly repayments

    £780

  • Scheme fees

    £1,199

  • True cost

    £23,047

    over initial period

  • Overall cost

    3.9%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£200

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.29% would initially cost £780 for months. This would be followed by monthly payments at a variable rate of 4.24% costing £ per month. The total amount payable over the full term of the mortgage would be £309,621, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.9% APRC.

  • Initial rate

    1.29%

    then 5.79% (variable)

  • Monthly repayments

    £780

  • Scheme fees

    £1,519

  • True cost

    £20,246

    over initial period

  • Overall cost

    5.2%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£355

Other fees

£20

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.29% would initially cost £780 for months. This would be followed by monthly payments at a variable rate of 5.79% costing £ per month. The total amount payable over the full term of the mortgage would be £357,670, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 5.2% APRC.

  • Initial rate

    1.3%

    then 4.24% (variable)

  • Monthly repayments

    £781

  • Scheme fees

    £1,025

  • True cost

    £21,087

    over initial period

  • Overall cost

    3.8%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£995

Valuation fee

£0

Other fees

£30

Cashback

£250.00

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.3% would initially cost £781 for months. This would be followed by monthly payments at a variable rate of 4.24% costing £ per month. The total amount payable over the full term of the mortgage would be £310,359, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.8% APRC.

  • Initial rate

    1.31%

    then 4.19% (variable)

  • Monthly repayments

    £782

  • Scheme fees

    £1,529

  • True cost

    £21,865

    over initial period

  • Overall cost

    4.1%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£1,499

Valuation fee

£0

Other fees

£30

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.31% would initially cost £782 for months. This would be followed by monthly payments at a variable rate of 4.19% costing £ per month. The total amount payable over the full term of the mortgage would be £309,776, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 4.1% APRC.