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Based on a property value of £400,000 with a £200,000 mortgage for 25 years.

  • Initial rate

    1.15%

    then 4.24% (variable)

  • Monthly repayments

    £767

  • Scheme fees

    £1,199

  • True cost

    £21,919

    over initial period

  • Overall cost

    3.8%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£200

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.15% would initially cost £767 for months. This would be followed by monthly payments at a variable rate of 4.24% costing £ per month. The total amount payable over the full term of the mortgage would be £309,418, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.8% APRC.

  • Initial rate

    1.15%

    then 4.24% (variable)

  • Monthly repayments

    £767

  • Scheme fees

    £1,199

  • True cost

    £21,919

    over initial period

  • Overall cost

    3.8%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£200

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.15% would initially cost £767 for months. This would be followed by monthly payments at a variable rate of 4.24% costing £ per month. The total amount payable over the full term of the mortgage would be £309,418, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.8% APRC.

  • Initial rate

    1.17%

    then 4.24% (variable)

  • Monthly repayments

    £769

  • Scheme fees

    £1,199

  • True cost

    £21,968

    over initial period

  • Overall cost

    3.8%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£200

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.17% would initially cost £769 for months. This would be followed by monthly payments at a variable rate of 4.24% costing £ per month. The total amount payable over the full term of the mortgage would be £309,528, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.8% APRC.

  • Initial rate

    1.17%

    then 4.24% (variable)

  • Monthly repayments

    £769

  • Scheme fees

    £1,199

  • True cost

    £21,968

    over initial period

  • Overall cost

    3.8%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£200

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.17% would initially cost £769 for months. This would be followed by monthly payments at a variable rate of 4.24% costing £ per month. The total amount payable over the full term of the mortgage would be £309,528, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.8% APRC.

  • Initial rate

    1.19%

    then 4.24% (variable)

  • Monthly repayments

    £771

  • Scheme fees

    £1,025

  • True cost

    £21,844

    over initial period

  • Overall cost

    3.8%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£995

Valuation fee

£0

Other fees

£30

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.19% would initially cost £771 for months. This would be followed by monthly payments at a variable rate of 4.24% costing £ per month. The total amount payable over the full term of the mortgage would be £309,460, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.8% APRC.

  • Initial rate

    1.21%

    then 4.24% (variable)

  • Monthly repayments

    £773

  • Scheme fees

    £1,377

  • True cost

    £21,996

    over initial period

  • Overall cost

    3.8%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£995

Valuation fee

£352

Other fees

£30

Cashback

£250.00

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.21% would initially cost £773 for months. This would be followed by monthly payments at a variable rate of 4.24% costing £ per month. The total amount payable over the full term of the mortgage would be £309,672, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.8% APRC.

  • Initial rate

    1.21%

    then 4.24% (variable)

  • Monthly repayments

    £773

  • Scheme fees

    £1,114

  • True cost

    £20,437

    over initial period

  • Overall cost

    3.9%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£35

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.21% would initially cost £773 for months. This would be followed by monthly payments at a variable rate of 4.24% costing £ per month. The total amount payable over the full term of the mortgage would be £310,801, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.9% APRC.

  • Initial rate

    1.24%

    then 4.24% (variable)

  • Monthly repayments

    £776

  • Scheme fees

    £1,377

  • True cost

    £22,070

    over initial period

  • Overall cost

    3.9%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£995

Valuation fee

£352

Other fees

£30

Cashback

£250.00

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.24% would initially cost £776 for months. This would be followed by monthly payments at a variable rate of 4.24% costing £ per month. The total amount payable over the full term of the mortgage would be £309,834, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.9% APRC.

  • Initial rate

    1.27%

    then 4.74% (variable)

  • Monthly repayments

    £778

  • Scheme fees

    £1,705

  • True cost

    £21,166

    over initial period

  • Overall cost

    4.3%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£1,495

Valuation fee

£0

Other fees

£15

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.27% would initially cost £778 for months. This would be followed by monthly payments at a variable rate of 4.74% costing £ per month. The total amount payable over the full term of the mortgage would be £325,883, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 4.3% APRC.

  • Initial rate

    1.29%

    then 4.19% (variable)

  • Monthly repayments

    £780

  • Scheme fees

    £1,016

  • True cost

    £20,523

    over initial period

  • Overall cost

    3.8%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£17

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.29% would initially cost £780 for months. This would be followed by monthly payments at a variable rate of 4.19% costing £ per month. The total amount payable over the full term of the mortgage would be £309,708, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.8% APRC.