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Based on a property value of £400,000 with a £200,000 mortgage for 25 years.

  • Initial rate

    1.29%

    then 4.24% (variable)

  • Monthly repayments

    £780

  • Scheme fees

    £1,199

  • True cost

    £22,267

    over initial period

  • Overall cost

    3.9%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£200

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.29% would initially cost £780 for months. This would be followed by monthly payments at a variable rate of 4.24% costing £ per month. The total amount payable over the full term of the mortgage would be £310,175, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.9% APRC.

  • Initial rate

    1.29%

    then 4.24% (variable)

  • Monthly repayments

    £780

  • Scheme fees

    £1,199

  • True cost

    £22,267

    over initial period

  • Overall cost

    3.9%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£200

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.29% would initially cost £780 for months. This would be followed by monthly payments at a variable rate of 4.24% costing £ per month. The total amount payable over the full term of the mortgage would be £310,175, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.9% APRC.

  • Initial rate

    1.29%

    then 5.79% (variable)

  • Monthly repayments

    £780

  • Scheme fees

    £1,519

  • True cost

    £20,246

    over initial period

  • Overall cost

    5.2%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£355

Other fees

£20

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.29% would initially cost £780 for months. This would be followed by monthly payments at a variable rate of 5.79% costing £ per month. The total amount payable over the full term of the mortgage would be £357,670, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 5.2% APRC.

  • Initial rate

    1.34%

    then 4.24% (variable)

  • Monthly repayments

    £785

  • Scheme fees

    £1,377

  • True cost

    £23,105

    over initial period

  • Overall cost

    3.9%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£995

Valuation fee

£352

Other fees

£30

Cashback

£250.00

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.34% would initially cost £785 for months. This would be followed by monthly payments at a variable rate of 4.24% costing £ per month. The total amount payable over the full term of the mortgage would be £309,828, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.9% APRC.

  • Initial rate

    1.35%

    then 4.74% (variable)

  • Monthly repayments

    £786

  • Scheme fees

    £1,132

  • True cost

    £22,350

    over initial period

  • Overall cost

    4.4%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£8

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.35% would initially cost £786 for months. This would be followed by monthly payments at a variable rate of 4.74% costing £ per month. The total amount payable over the full term of the mortgage would be £326,013, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 4.4% APRC.

  • Initial rate

    1.39%

    then 4.19% (variable)

  • Monthly repayments

    £790

  • Scheme fees

    £1,029

  • True cost

    £19,979

    over initial period

  • Overall cost

    3.8%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£30

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.39% would initially cost £790 for months. This would be followed by monthly payments at a variable rate of 4.19% costing £ per month. The total amount payable over the full term of the mortgage would be £310,750, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.8% APRC.

  • Initial rate

    1.39%

    then 4.24% (variable)

  • Monthly repayments

    £790

  • Scheme fees

    £1,199

  • True cost

    £22,518

    over initial period

  • Overall cost

    3.9%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£200

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.39% would initially cost £790 for months. This would be followed by monthly payments at a variable rate of 4.24% costing £ per month. The total amount payable over the full term of the mortgage would be £310,716, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.9% APRC.

  • Initial rate

    1.39%

    then 4.24% (variable)

  • Monthly repayments

    £790

  • Scheme fees

    £1,199

  • True cost

    £22,518

    over initial period

  • Overall cost

    3.9%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£200

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.39% would initially cost £790 for months. This would be followed by monthly payments at a variable rate of 4.24% costing £ per month. The total amount payable over the full term of the mortgage would be £310,716, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.9% APRC.

  • Initial rate

    1.39%

    then 4.99% (variable)

  • Monthly repayments

    £790

  • Scheme fees

    £1,070

  • True cost

    £20,810

    over initial period

  • Overall cost

    4.1%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£995

Valuation fee

£0

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.39% would initially cost £790 for months. This would be followed by monthly payments at a variable rate of 4.99% costing £ per month. The total amount payable over the full term of the mortgage would be £326,604, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 4.1% APRC.

  • Initial rate

    1.39%

    then 5.69% (variable)

  • Monthly repayments

    £790

  • Scheme fees

    £1,233

  • True cost

    £20,183

    over initial period

  • Overall cost

    4.8%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£35

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.39% would initially cost £790 for months. This would be followed by monthly payments at a variable rate of 5.69% costing £ per month. The total amount payable over the full term of the mortgage would be £345,888, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 4.8% APRC.