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Based on a property value of £400,000 with a £200,000 mortgage for 25 years.

  • Initial rate

    1.19%

    then 5.29% (variable)

  • Monthly repayments

    £771

  • Scheme fees

    £1,798

  • True cost

    £21,846

    over initial period

  • Overall cost

    4.4%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£1,599

Valuation fee

£0

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.19% would initially cost £771 for months. This would be followed by monthly payments at a variable rate of 5.29% costing £ per month. The total amount payable over the full term of the mortgage would be £332,610, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 4.4% APRC.

  • Initial rate

    1.28%

    then 3.59% (variable)

  • Monthly repayments

    £779

  • Scheme fees

    £1,199

  • True cost

    £21,463

    over initial period

  • Overall cost

    3.4%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£200

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.28% would initially cost £779 for months. This would be followed by monthly payments at a variable rate of 3.59% costing £ per month. The total amount payable over the full term of the mortgage would be £292,917, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.4% APRC.

  • Initial rate

    1.28%

    then 3.59% (variable)

  • Monthly repayments

    £779

  • Scheme fees

    £1,199

  • True cost

    £21,463

    over initial period

  • Overall cost

    3.4%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£200

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.28% would initially cost £779 for months. This would be followed by monthly payments at a variable rate of 3.59% costing £ per month. The total amount payable over the full term of the mortgage would be £292,917, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.4% APRC.

  • Initial rate

    1.33%

    then 3.59% (variable)

  • Monthly repayments

    £784

  • Scheme fees

    £1,377

  • True cost

    £21,511

    over initial period

  • Overall cost

    3.8%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£995

Valuation fee

£352

Other fees

£30

Cashback

£250.00

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.33% would initially cost £784 for months. This would be followed by monthly payments at a variable rate of 3.59% costing £ per month. The total amount payable over the full term of the mortgage would be £293,097, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.8% APRC.

  • Initial rate

    1.34%

    then 3.54% (variable)

  • Monthly repayments

    £785

  • Scheme fees

    £1,016

  • True cost

    £21,424

    over initial period

  • Overall cost

    3.3%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£17

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.34% would initially cost £785 for months. This would be followed by monthly payments at a variable rate of 3.54% costing £ per month. The total amount payable over the full term of the mortgage would be £291,695, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.3% APRC.

  • Initial rate

    1.34%

    then 3.59% (variable)

  • Monthly repayments

    £785

  • Scheme fees

    £1,114

  • True cost

    £22,307

    over initial period

  • Overall cost

    3.3%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£35

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.34% would initially cost £785 for months. This would be followed by monthly payments at a variable rate of 3.59% costing £ per month. The total amount payable over the full term of the mortgage would be £292,722, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.3% APRC.

  • Initial rate

    1.34%

    then 3.54% (variable)

  • Monthly repayments

    £785

  • Scheme fees

    £1,016

  • True cost

    £21,424

    over initial period

  • Overall cost

    3.3%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£17

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.34% would initially cost £785 for months. This would be followed by monthly payments at a variable rate of 3.54% costing £ per month. The total amount payable over the full term of the mortgage would be £291,695, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.3% APRC.

  • Initial rate

    1.34%

    then 5.29% (variable)

  • Monthly repayments

    £785

  • Scheme fees

    £698

  • True cost

    £21,106

    over initial period

  • Overall cost

    4.4%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£499

Valuation fee

£0

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.34% would initially cost £785 for months. This would be followed by monthly payments at a variable rate of 5.29% costing £ per month. The total amount payable over the full term of the mortgage would be £332,324, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 4.4% APRC.

  • Initial rate

    1.34%

    then 3.59% (variable)

  • Monthly repayments

    £785

  • Scheme fees

    £1,084

  • True cost

    £19,922

    over initial period

  • Overall cost

    3.2%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£20

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.34% would initially cost £785 for months. This would be followed by monthly payments at a variable rate of 3.59% costing £ per month. The total amount payable over the full term of the mortgage would be £293,935, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.2% APRC.

  • Initial rate

    1.35%

    then 5.29% (variable)

  • Monthly repayments

    £786

  • Scheme fees

    £998

  • True cost

    £21,430

    over initial period

  • Overall cost

    4.5%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£799

Valuation fee

£0

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.35% would initially cost £786 for months. This would be followed by monthly payments at a variable rate of 5.29% costing £ per month. The total amount payable over the full term of the mortgage would be £332,680, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 4.5% APRC.