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Based on a property value of £400,000 with a £200,000 mortgage for 25 years.

  • Initial rate

    1.05%

    then 4.35% (variable)

  • Monthly repayments

    £758

  • Scheme fees

    £170

  • True cost

    £18,369

    over initial period

  • Overall cost

    3.83%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£0

Valuation fee

£0

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.05% would initially cost £758 for months. This would be followed by monthly payments at a variable rate of 4.35% costing £ per month. The total amount payable over the full term of the mortgage would be £312,767, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.83% APRC.

  • Initial rate

    1.09%

    then 3.59% (variable)

  • Monthly repayments

    £762

  • Scheme fees

    £1,114

  • True cost

    £21,686

    over initial period

  • Overall cost

    3.9%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£35

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.09% would initially cost £762 for months. This would be followed by monthly payments at a variable rate of 3.59% costing £ per month. The total amount payable over the full term of the mortgage would be £291,415, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.9% APRC.

  • Initial rate

    1.14%

    then 5.29% (variable)

  • Monthly repayments

    £766

  • Scheme fees

    £2,233

  • True cost

    £22,928

    over initial period

  • Overall cost

    4.4%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£1,999

Valuation fee

£0

Other fees

£35

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.14% would initially cost £766 for months. This would be followed by monthly payments at a variable rate of 5.29% costing £ per month. The total amount payable over the full term of the mortgage would be £331,993, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 4.4% APRC.

  • Initial rate

    1.14%

    then 3.99% (variable)

  • Monthly repayments

    £766

  • Scheme fees

    £1,224

  • True cost

    £21,153

    over initial period

  • Overall cost

    3.6%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£30

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.14% would initially cost £766 for months. This would be followed by monthly payments at a variable rate of 3.99% costing £ per month. The total amount payable over the full term of the mortgage would be £303,077, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.6% APRC.

  • Initial rate

    1.15%

    then 3.59% (variable)

  • Monthly repayments

    £767

  • Scheme fees

    £1,025

  • True cost

    £20,977

    over initial period

  • Overall cost

    3.8%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£995

Valuation fee

£0

Other fees

£30

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.15% would initially cost £767 for months. This would be followed by monthly payments at a variable rate of 3.59% costing £ per month. The total amount payable over the full term of the mortgage would be £292,087, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.8% APRC.

  • Initial rate

    1.15%

    then 5.29% (variable)

  • Monthly repayments

    £767

  • Scheme fees

    £1,233

  • True cost

    £21,953

    over initial period

  • Overall cost

    4.4%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£35

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.15% would initially cost £767 for months. This would be followed by monthly payments at a variable rate of 5.29% costing £ per month. The total amount payable over the full term of the mortgage would be £331,047, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 4.4% APRC.

  • Initial rate

    1.16%

    then 4.34% (variable)

  • Monthly repayments

    £768

  • Scheme fees

    £1,525

  • True cost

    £22,270

    over initial period

  • Overall cost

    3.8%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£1,495

Valuation fee

£0

Other fees

£30

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.16% would initially cost £768 for months. This would be followed by monthly payments at a variable rate of 4.34% costing £ per month. The total amount payable over the full term of the mortgage would be £312,561, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.8% APRC.

  • Initial rate

    1.17%

    then 3.59% (variable)

  • Monthly repayments

    £769

  • Scheme fees

    £1,377

  • True cost

    £21,127

    over initial period

  • Overall cost

    3.8%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£995

Valuation fee

£352

Other fees

£30

Cashback

£250.00

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.17% would initially cost £769 for months. This would be followed by monthly payments at a variable rate of 3.59% costing £ per month. The total amount payable over the full term of the mortgage would be £292,291, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.8% APRC.

  • Initial rate

    1.18%

    then 4.49% (variable)

  • Monthly repayments

    £770

  • Scheme fees

    £1,132

  • True cost

    £21,156

    over initial period

  • Overall cost

    3.9%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£8

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.18% would initially cost £770 for months. This would be followed by monthly payments at a variable rate of 4.49% costing £ per month. The total amount payable over the full term of the mortgage would be £314,153, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.9% APRC.

  • Initial rate

    1.19%

    then 3.59% (variable)

  • Monthly repayments

    £771

  • Scheme fees

    £1,084

  • True cost

    £19,590

    over initial period

  • Overall cost

    3.2%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£20

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.19% would initially cost £771 for months. This would be followed by monthly payments at a variable rate of 3.59% costing £ per month. The total amount payable over the full term of the mortgage would be £293,233, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.2% APRC.