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Based on a property value of £400,000 with a £200,000 mortgage for 25 years.

  • Initial rate

    1.29%

    then 4.24% (variable)

  • Monthly repayments

    £780

  • Scheme fees

    £1,199

  • True cost

    £21,487

    over initial period

  • Overall cost

    3.9%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£200

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.29% would initially cost £780 for months. This would be followed by monthly payments at a variable rate of 4.24% costing £ per month. The total amount payable over the full term of the mortgage would be £310,732, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.9% APRC.

  • Initial rate

    1.29%

    then 4.24% (variable)

  • Monthly repayments

    £780

  • Scheme fees

    £1,199

  • True cost

    £21,487

    over initial period

  • Overall cost

    3.9%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£200

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.29% would initially cost £780 for months. This would be followed by monthly payments at a variable rate of 4.24% costing £ per month. The total amount payable over the full term of the mortgage would be £310,732, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.9% APRC.

  • Initial rate

    1.38%

    then 5.69% (variable)

  • Monthly repayments

    £789

  • Scheme fees

    £1,233

  • True cost

    £20,949

    over initial period

  • Overall cost

    4.8%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£35

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.38% would initially cost £789 for months. This would be followed by monthly payments at a variable rate of 5.69% costing £ per month. The total amount payable over the full term of the mortgage would be £347,325, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 4.8% APRC.

  • Initial rate

    1.39%

    then 4.24% (variable)

  • Monthly repayments

    £790

  • Scheme fees

    £1,199

  • True cost

    £21,728

    over initial period

  • Overall cost

    3.9%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£200

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.39% would initially cost £790 for months. This would be followed by monthly payments at a variable rate of 4.24% costing £ per month. The total amount payable over the full term of the mortgage would be £311,253, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.9% APRC.

  • Initial rate

    1.39%

    then 4.24% (variable)

  • Monthly repayments

    £790

  • Scheme fees

    £1,199

  • True cost

    £21,728

    over initial period

  • Overall cost

    3.9%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£200

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.39% would initially cost £790 for months. This would be followed by monthly payments at a variable rate of 4.24% costing £ per month. The total amount payable over the full term of the mortgage would be £311,253, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.9% APRC.

  • Initial rate

    1.39%

    then 5.69% (variable)

  • Monthly repayments

    £790

  • Scheme fees

    £1,233

  • True cost

    £20,183

    over initial period

  • Overall cost

    4.8%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£35

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.39% would initially cost £790 for months. This would be followed by monthly payments at a variable rate of 5.69% costing £ per month. The total amount payable over the full term of the mortgage would be £348,217, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 4.8% APRC.

  • Initial rate

    1.39%

    then 5% (variable)

  • Monthly repayments

    £790

  • Scheme fees

    £170

  • True cost

    £19,120

    over initial period

  • Overall cost

    4.43%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£0

Valuation fee

£0

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.39% would initially cost £790 for months. This would be followed by monthly payments at a variable rate of 5% costing £ per month. The total amount payable over the full term of the mortgage would be £333,202, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 4.43% APRC.

  • Initial rate

    1.44%

    then 4.24% (variable)

  • Monthly repayments

    £794

  • Scheme fees

    £1,114

  • True cost

    £22,559

    over initial period

  • Overall cost

    3.9%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£35

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.44% would initially cost £794 for months. This would be followed by monthly payments at a variable rate of 4.24% costing £ per month. The total amount payable over the full term of the mortgage would be £310,901, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.9% APRC.

  • Initial rate

    1.44%

    then 4% (variable)

  • Monthly repayments

    £794

  • Scheme fees

    £1,259

  • True cost

    £20,321

    over initial period

  • Overall cost

    3.4%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£35

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.44% would initially cost £794 for months. This would be followed by monthly payments at a variable rate of 4% costing £ per month. The total amount payable over the full term of the mortgage would be £305,893, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.4% APRC.

  • Initial rate

    1.44%

    then 4.24% (variable)

  • Monthly repayments

    £794

  • Scheme fees

    £1,377

  • True cost

    £21,778

    over initial period

  • Overall cost

    3.9%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£995

Valuation fee

£352

Other fees

£30

Cashback

£250.00

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.44% would initially cost £794 for months. This would be followed by monthly payments at a variable rate of 4.24% costing £ per month. The total amount payable over the full term of the mortgage would be £311,442, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.9% APRC.