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Based on a property value of £400,000 with a £200,000 mortgage for 25 years.

  • Initial rate

    0.95%

    then 4.34% (variable)

  • Monthly repayments

    £749

  • Scheme fees

    £1,549

  • True cost

    £20,779

    over initial period

  • Overall cost

    3.9%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£1,499

Valuation fee

£0

Other fees

£0

Cashback

£250.00

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 0.95% would initially cost £749 for months. This would be followed by monthly payments at a variable rate of 4.34% costing £ per month. The total amount payable over the full term of the mortgage would be £311,835, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.9% APRC.

  • Initial rate

    0.99%

    then 5.89% (variable)

  • Monthly repayments

    £753

  • Scheme fees

    £849

  • True cost

    £18,917

    over initial period

  • Overall cost

    4.5%

    APRC

Fees and charges

Booking fee

£199.00

Arrangement fee

£500

Valuation fee

£0

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 0.99% would initially cost £753 for months. This would be followed by monthly payments at a variable rate of 5.89% costing £ per month. The total amount payable over the full term of the mortgage would be £347,444, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 4.5% APRC.

  • Initial rate

    0.99%

    then 5.19% (variable)

  • Monthly repayments

    £753

  • Scheme fees

    £1,600

  • True cost

    £19,668

    over initial period

  • Overall cost

    4.5%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£1,495

Valuation fee

£0

Other fees

£20

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 0.99% would initially cost £753 for months. This would be followed by monthly payments at a variable rate of 5.19% costing £ per month. The total amount payable over the full term of the mortgage would be £338,203, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 4.5% APRC.

  • Initial rate

    1.04%

    then 3.54% (variable)

  • Monthly repayments

    £757

  • Scheme fees

    £1,016

  • True cost

    £20,708

    over initial period

  • Overall cost

    3.4%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£17

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.04% would initially cost £757 for months. This would be followed by monthly payments at a variable rate of 3.54% costing £ per month. The total amount payable over the full term of the mortgage would be £290,187, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.4% APRC.

  • Initial rate

    1.04%

    then 3.59% (variable)

  • Monthly repayments

    £757

  • Scheme fees

    £1,025

  • True cost

    £20,717

    over initial period

  • Overall cost

    3.2%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£995

Valuation fee

£0

Other fees

£30

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.04% would initially cost £757 for months. This would be followed by monthly payments at a variable rate of 3.59% costing £ per month. The total amount payable over the full term of the mortgage would be £291,533, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.2% APRC.

  • Initial rate

    1.04%

    then 3.54% (variable)

  • Monthly repayments

    £757

  • Scheme fees

    £1,016

  • True cost

    £20,708

    over initial period

  • Overall cost

    3.4%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£17

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.04% would initially cost £757 for months. This would be followed by monthly payments at a variable rate of 3.54% costing £ per month. The total amount payable over the full term of the mortgage would be £290,187, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.4% APRC.

  • Initial rate

    1.05%

    then 3.59% (variable)

  • Monthly repayments

    £758

  • Scheme fees

    £1,114

  • True cost

    £20,829

    over initial period

  • Overall cost

    3.3%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£35

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.05% would initially cost £758 for months. This would be followed by monthly payments at a variable rate of 3.59% costing £ per month. The total amount payable over the full term of the mortgage would be £291,673, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.3% APRC.

  • Initial rate

    1.05%

    then 4.34% (variable)

  • Monthly repayments

    £758

  • Scheme fees

    £1,049

  • True cost

    £20,514

    over initial period

  • Overall cost

    3.9%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£0

Cashback

£250.00

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.05% would initially cost £758 for months. This would be followed by monthly payments at a variable rate of 4.34% costing £ per month. The total amount payable over the full term of the mortgage would be £311,861, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.9% APRC.

  • Initial rate

    1.08%

    then 3.59% (variable)

  • Monthly repayments

    £761

  • Scheme fees

    £1,199

  • True cost

    £21,746

    over initial period

  • Overall cost

    3.3%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£200

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.08% would initially cost £761 for months. This would be followed by monthly payments at a variable rate of 3.59% costing £ per month. The total amount payable over the full term of the mortgage would be £291,448, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.3% APRC.

  • Initial rate

    1.08%

    then 3.59% (variable)

  • Monthly repayments

    £761

  • Scheme fees

    £1,199

  • True cost

    £21,746

    over initial period

  • Overall cost

    3.3%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£200

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.08% would initially cost £761 for months. This would be followed by monthly payments at a variable rate of 3.59% costing £ per month. The total amount payable over the full term of the mortgage would be £291,448, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.3% APRC.

  • Initial rate

    1.08%

    then 3.59% (variable)

  • Monthly repayments

    £761

  • Scheme fees

    £1,084

  • True cost

    £19,348

    over initial period

  • Overall cost

    3.2%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£20

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.08% would initially cost £761 for months. This would be followed by monthly payments at a variable rate of 3.59% costing £ per month. The total amount payable over the full term of the mortgage would be £292,718, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.2% APRC.

  • Initial rate

    1.08%

    then 3.59% (variable)

  • Monthly repayments

    £761

  • Scheme fees

    £1,084

  • True cost

    £18,848

    over initial period

  • Overall cost

    3.3%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£20

Cashback

£500.00

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.08% would initially cost £761 for months. This would be followed by monthly payments at a variable rate of 3.59% costing £ per month. The total amount payable over the full term of the mortgage would be £292,218, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.3% APRC.

  • Initial rate

    1.08%

    then 3.59% (variable)

  • Monthly repayments

    £761

  • Scheme fees

    £1,084

  • True cost

    £19,348

    over initial period

  • Overall cost

    3.2%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£20

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.08% would initially cost £761 for months. This would be followed by monthly payments at a variable rate of 3.59% costing £ per month. The total amount payable over the full term of the mortgage would be £292,718, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.2% APRC.

  • Initial rate

    1.09%

    then 3.59% (variable)

  • Monthly repayments

    £762

  • Scheme fees

    £995

  • True cost

    £20,805

    over initial period

  • Overall cost

    3.3%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£995

Valuation fee

£0

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.09% would initially cost £762 for months. This would be followed by monthly payments at a variable rate of 3.59% costing £ per month. The total amount payable over the full term of the mortgage would be £291,755, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.3% APRC.

  • Initial rate

    1.09%

    then 2.59% (variable)

  • Monthly repayments

    £762

  • Scheme fees

    £995

  • True cost

    £20,805

    over initial period

  • Overall cost

    2.5%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£995

Valuation fee

£0

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.09% would initially cost £762 for months. This would be followed by monthly payments at a variable rate of 2.59% costing £ per month. The total amount payable over the full term of the mortgage would be £265,720, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 2.5% APRC.

  • Initial rate

    1.1%

    then 3.35% (variable)

  • Monthly repayments

    £763

  • Scheme fees

    £1,259

  • True cost

    £20,843

    over initial period

  • Overall cost

    2.9%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£35

Cashback

£250.00

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.1% would initially cost £763 for months. This would be followed by monthly payments at a variable rate of 3.35% costing £ per month. The total amount payable over the full term of the mortgage would be £285,431, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 2.9% APRC.

  • Initial rate

    1.1%

    then 3.35% (variable)

  • Monthly repayments

    £763

  • Scheme fees

    £1,259

  • True cost

    £20,843

    over initial period

  • Overall cost

    2.9%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£35

Cashback

£250.00

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.1% would initially cost £763 for months. This would be followed by monthly payments at a variable rate of 3.35% costing £ per month. The total amount payable over the full term of the mortgage would be £285,431, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 2.9% APRC.

  • Initial rate

    1.1%

    then 3.35% (variable)

  • Monthly repayments

    £763

  • Scheme fees

    £1,259

  • True cost

    £20,843

    over initial period

  • Overall cost

    2.9%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£35

Cashback

£250.00

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.1% would initially cost £763 for months. This would be followed by monthly payments at a variable rate of 3.35% costing £ per month. The total amount payable over the full term of the mortgage would be £285,431, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 2.9% APRC.

  • Initial rate

    1.1%

    then 3.35% (variable)

  • Monthly repayments

    £763

  • Scheme fees

    £1,259

  • True cost

    £20,843

    over initial period

  • Overall cost

    2.9%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£35

Cashback

£250.00

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.1% would initially cost £763 for months. This would be followed by monthly payments at a variable rate of 3.35% costing £ per month. The total amount payable over the full term of the mortgage would be £285,431, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 2.9% APRC.

  • Initial rate

    1.13%

    then 4.64% (variable)

  • Monthly repayments

    £766

  • Scheme fees

    £1,096

  • True cost

    £21,766

    over initial period

  • Overall cost

    3.8%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£995

Valuation fee

£0

Other fees

£6

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.13% would initially cost £766 for months. This would be followed by monthly payments at a variable rate of 4.64% costing £ per month. The total amount payable over the full term of the mortgage would be £313,974, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.8% APRC.

  • Initial rate

    1.14%

    then 3.59% (variable)

  • Monthly repayments

    £766

  • Scheme fees

    £1,025

  • True cost

    £48,547

    over initial period

  • Overall cost

    2.7%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£995

Valuation fee

£0

Other fees

£30

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.14% would initially cost £766 for months. This would be followed by monthly payments at a variable rate of 3.59% costing £ per month. The total amount payable over the full term of the mortgage would be £276,923, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 2.7% APRC.

  • Initial rate

    1.16%

    then 3.54% (variable)

  • Monthly repayments

    £768

  • Scheme fees

    £1,516

  • True cost

    £49,152

    over initial period

  • Overall cost

    3%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£1,499

Valuation fee

£0

Other fees

£17

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.16% would initially cost £768 for months. This would be followed by monthly payments at a variable rate of 3.54% costing £ per month. The total amount payable over the full term of the mortgage would be £276,635, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3% APRC.

  • Initial rate

    1.16%

    then 3.54% (variable)

  • Monthly repayments

    £768

  • Scheme fees

    £1,516

  • True cost

    £49,152

    over initial period

  • Overall cost

    3%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£1,499

Valuation fee

£0

Other fees

£17

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.16% would initially cost £768 for months. This would be followed by monthly payments at a variable rate of 3.54% costing £ per month. The total amount payable over the full term of the mortgage would be £276,635, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3% APRC.

  • Initial rate

    1.18%

    then 4.34% (variable)

  • Monthly repayments

    £770

  • Scheme fees

    £1,549

  • True cost

    £49,048

    over initial period

  • Overall cost

    3.2%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£1,499

Valuation fee

£0

Other fees

£0

Cashback

£250.00

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.18% would initially cost £770 for months. This would be followed by monthly payments at a variable rate of 4.34% costing £ per month. The total amount payable over the full term of the mortgage would be £292,951, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.2% APRC.

  • Initial rate

    1.18%

    then 5.29% (variable)

  • Monthly repayments

    £770

  • Scheme fees

    £1,233

  • True cost

    £20,487

    over initial period

  • Overall cost

    4.4%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£35

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.18% would initially cost £770 for months. This would be followed by monthly payments at a variable rate of 5.29% costing £ per month. The total amount payable over the full term of the mortgage would be £332,769, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 4.4% APRC.

  • Initial rate

    1.18%

    then 4.34% (variable)

  • Monthly repayments

    £770

  • Scheme fees

    £1,549

  • True cost

    £30,565

    over initial period

  • Overall cost

    3.9%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£1,499

Valuation fee

£0

Other fees

£0

Cashback

£250.00

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.18% would initially cost £770 for months. This would be followed by monthly payments at a variable rate of 4.34% costing £ per month. The total amount payable over the full term of the mortgage would be £306,021, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.9% APRC.

  • Initial rate

    1.19%

    then 3.54% (variable)

  • Monthly repayments

    £771

  • Scheme fees

    £1,016

  • True cost

    £48,822

    over initial period

  • Overall cost

    2.9%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£17

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.19% would initially cost £771 for months. This would be followed by monthly payments at a variable rate of 3.54% costing £ per month. The total amount payable over the full term of the mortgage would be £276,465, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 2.9% APRC.

  • Initial rate

    1.19%

    then 5.29% (variable)

  • Monthly repayments

    £771

  • Scheme fees

    £1,798

  • True cost

    £21,075

    over initial period

  • Overall cost

    4.4%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£1,599

Valuation fee

£0

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.19% would initially cost £771 for months. This would be followed by monthly payments at a variable rate of 5.29% costing £ per month. The total amount payable over the full term of the mortgage would be £333,386, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 4.4% APRC.

  • Initial rate

    1.19%

    then 3.54% (variable)

  • Monthly repayments

    £771

  • Scheme fees

    £1,016

  • True cost

    £48,822

    over initial period

  • Overall cost

    2.9%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£17

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.19% would initially cost £771 for months. This would be followed by monthly payments at a variable rate of 3.54% costing £ per month. The total amount payable over the full term of the mortgage would be £276,465, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 2.9% APRC.

  • Initial rate

    1.19%

    then 5.14% (variable)

  • Monthly repayments

    £771

  • Scheme fees

    £1,164

  • True cost

    £19,670

    over initial period

  • Overall cost

    4.6%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£20

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.19% would initially cost £771 for months. This would be followed by monthly payments at a variable rate of 5.14% costing £ per month. The total amount payable over the full term of the mortgage would be £337,307, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 4.6% APRC.