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Based on a property value of £400,000 with a £200,000 mortgage for 25 years.

  • Initial rate

    0.99%

    then 5.24% (variable)

  • Monthly repayments

    £753

  • Scheme fees

    £2,719

  • True cost

    £20,787

    over initial period

  • Overall cost

    4.4%

    APRC

Fees and charges

Booking fee

£150.00

Arrangement fee

£1,999

Valuation fee

£420

Other fees

£25

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 0.99% would initially cost £753 for months. This would be followed by monthly payments at a variable rate of 5.24% costing £ per month. The total amount payable over the full term of the mortgage would be £340,801, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 4.4% APRC.

  • Initial rate

    1.28%

    then 4.75% (variable)

  • Monthly repayments

    £779

  • Scheme fees

    £2,510

  • True cost

    £21,215

    over initial period

  • Overall cost

    4.2%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£1,895

Valuation fee

£390

Other fees

£25

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.28% would initially cost £779 for months. This would be followed by monthly payments at a variable rate of 4.75% costing £ per month. The total amount payable over the full term of the mortgage would be £327,699, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 4.2% APRC.

  • Initial rate

    1.32%

    then 5.69% (variable)

  • Monthly repayments

    £783

  • Scheme fees

    £1,233

  • True cost

    £20,027

    over initial period

  • Overall cost

    4.8%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£35

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.32% would initially cost £783 for months. This would be followed by monthly payments at a variable rate of 5.69% costing £ per month. The total amount payable over the full term of the mortgage would be £347,856, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 4.8% APRC.

  • Initial rate

    1.34%

    then 4.99% (variable)

  • Monthly repayments

    £785

  • Scheme fees

    £1,945

  • True cost

    £23,923

    over initial period

  • Overall cost

    4.2%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£1,495

Valuation fee

£330

Other fees

£30

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.34% would initially cost £785 for months. This would be followed by monthly payments at a variable rate of 4.99% costing £ per month. The total amount payable over the full term of the mortgage would be £326,846, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 4.2% APRC.

  • Initial rate

    1.38%

    then 4.99% (variable)

  • Monthly repayments

    £789

  • Scheme fees

    £2,066

  • True cost

    £20,994

    over initial period

  • Overall cost

    4.5%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£1,995

Valuation fee

£0

Other fees

£6

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.38% would initially cost £789 for months. This would be followed by monthly payments at a variable rate of 4.99% costing £ per month. The total amount payable over the full term of the mortgage would be £334,756, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 4.5% APRC.

  • Initial rate

    1.39%

    then 4.19% (variable)

  • Monthly repayments

    £790

  • Scheme fees

    £1,029

  • True cost

    £19,979

    over initial period

  • Overall cost

    3.8%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£30

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.39% would initially cost £790 for months. This would be followed by monthly payments at a variable rate of 4.19% costing £ per month. The total amount payable over the full term of the mortgage would be £310,750, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.8% APRC.

  • Initial rate

    1.39%

    then 4.19% (variable)

  • Monthly repayments

    £790

  • Scheme fees

    £1,529

  • True cost

    £21,269

    over initial period

  • Overall cost

    3.9%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£1,499

Valuation fee

£0

Other fees

£30

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.39% would initially cost £790 for months. This would be followed by monthly payments at a variable rate of 4.19% costing £ per month. The total amount payable over the full term of the mortgage would be £310,723, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 3.9% APRC.

  • Initial rate

    1.39%

    then 5.69% (variable)

  • Monthly repayments

    £790

  • Scheme fees

    £2,233

  • True cost

    £22,762

    over initial period

  • Overall cost

    4.9%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£1,999

Valuation fee

£0

Other fees

£35

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.39% would initially cost £790 for months. This would be followed by monthly payments at a variable rate of 5.69% costing £ per month. The total amount payable over the full term of the mortgage would be £347,546, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 4.9% APRC.

  • Initial rate

    1.39%

    then 5% (variable)

  • Monthly repayments

    £790

  • Scheme fees

    £170

  • True cost

    £19,120

    over initial period

  • Overall cost

    4.58%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£0

Valuation fee

£0

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.39% would initially cost £790 for months. This would be followed by monthly payments at a variable rate of 5% costing £ per month. The total amount payable over the full term of the mortgage would be £333,202, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 4.58% APRC.

  • Initial rate

    1.42%

    then 4.99% (variable)

  • Monthly repayments

    £792

  • Scheme fees

    £1,066

  • True cost

    £20,083

    over initial period

  • Overall cost

    4.3%

    APRC

Fees and charges

Booking fee

£0

Arrangement fee

£995

Valuation fee

£0

Other fees

£6

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 1.42% would initially cost £792 for months. This would be followed by monthly payments at a variable rate of 4.99% costing £ per month. The total amount payable over the full term of the mortgage would be £333,956, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 4.3% APRC.