Remortgages

We will make sure that you never pay more than you have to. Ever.

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Mortgages for today and tomorrow

We make it easy for you to switch your rate to save money, keep your mortgage tailored to your needs or even borrow more to improve your home.

  • Why remortgage?

    You may be able to save money by switching to another mortgage product, reduce your mortgage term or borrow a bit more for that new kitchen.

  • When should I start?

    We recommend you call us at least 4 months before your existing rate expires. That gives us time to do our work so you don’t ever pay more than you have to.

  • ​How can we help?

    We will make sure your mortgage continues to match your needs, comparing your existing lenders offering with the rest of the market to find the most suitable product.

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Important information

You may have to pay an early repayment charge to your existing lender if you remortgage.

Your home may be repossessed if you do not keep up repayments on a mortgage or any
debt secured upon it.

A fee of up to 1% of the mortgage amount may be charged depending on individual circumstances. A typical fee is £495.

 

Latest mortgage offers

We know you’re curious so we’ve picked out some of today’s best mortgage rates to give you an idea which lenders and interest rates could be available to you.

    Latest mortgage best buys

    Based on a mortgage of £300,000 and a property value of £600,000.

  • Initial rate
    Overall cost for
    comparison
  • 1.28%
    then 4.74%
    (variable)
    4.2%
    APRC
  • 1.32%
    then 5.69%
    (variable)
    4.8%
    APRC
  • 1.34%
    then 5%
    (variable)
    4.33%
    APRC

So, how does it all work?

Remortgages guides

Check out our remortgage guides to see how easy it is for you to save money or pay for that dream kitchen.

View all

Remortgages case study

Hear how Kimberly joined the hundreds of people who saved money by switching to a better rate.

Read Sarah's story

What our customers say

  • 4.8

    132 reviews

  • Excellent

  • Miss C Brett & Mr J Saunders

    Stephanie was kind, patient and experienced

    Adviser: Stephanie Monks November 2018
  • Mr P Satpute & Mrs A Satpute

    Experience was good. I felt very well looked after

    Adviser: Sangeeta Daswani November 2018
  • Mr J Odom & Miss L Ingram

    Excellent service, really helpful and timely advice

    Adviser: Tom Matthews November 2018