First-time buyers

​Your first mortgage doesn’t have to be stressful, we’ll be with you every step of the way.

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Let’s start the adventure

Our team of experts just love helping first-time buyers like you - and each knows the insider secrets and best contacts to get you the right mortgage.

  • What can I borrow?

    Lenders will look at how much you earn and your outgoings. As a general rule, multiply your income by 4.5 and you’ll get that magic number.

  • ​Which mortgage is right for me?

    This is where we come in. Our experts will find out all about you, your history and future plans, and let you know.

  • ​How can we help?

    We don’t just pick a mortgage product, we will be by your side until you’ve turned the key in your front door. And we’ll even stick around afterwards (if you’ll have us).

Get in touch
Important information

Your home may be repossessed if you do not keep up repayments on a mortgage or any
debt secured upon it.

A fee of up to 1% of the mortgage amount may be charged depending on individual circumstances.
A typical fee is £495.

Latest mortgage offers

We know you’re curious so we’ve picked out some of today’s best mortgage rates to give you an idea which lenders and interest rates could be available to you.

    Latest mortgage best buys

    Based on a property price of £300,000 with a £30,000 (10%) deposit

  • Initial rate
    Overall cost for
  • 1.87%
    then 4.99%
  • 1.99%
    then 5.69%
  • 1.99%
    then 4.99%

So, how does it all work?


How much can I borrow?
Maximum amount you can borrow: £10000
Best buy mortgages

First-time buyer guides

Newbie? You’ll feel like an expert in no time with our jargon-busting mortgage guides

View all

First-time buyer case study

Hear how Emma joined the hundreds of first time buyers we helped to successfully buy their first home

Read Emma's story

What our customers say

  • 4.8

    132 reviews

  • Excellent

  • Mr R Dhillon & Mr J Dhillon

    Good/ Excellent.

    Adviser: Sangeeta Daswani January 2019
  • Mr P Prasad

    Nikki is very good and would definitely recommend her to my friends. Connor is very good in his work.

    Adviser: Nikki Jetha January 2019
  • Miss E Marshall

    Very informative, helpful, genuinely listened to what I needed and provided the options accordingly. Very speedy turn around when time was short, would highly recommend.

    Adviser: Stephanie Monks January 2019