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Fill out your details and find the right mortgage for you.

Our mortgage finder is designed to find you the best mortgage deals for your circumstances by comparing mortgages from over 90 different mortgage lenders. We help you compare both the initial rate as well as the overall rate during the duration of your chosen mortgage term.

Our data is sourced from 27Tech so it’s always accurate and up to date. We also don’t get paid to feature certain companies or mortgage products so none of the products shown are paid promotions.


Property Price

£

Mortgage amount

£

Interest only amount

£

Mortgage term

Loan type

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Based on a property value of £400,000 with a £200,000 mortgage for 25 years.

Initial rate

4.19%

then 8.24% (variable)

Monthly repayments

£1,077

Scheme fees

£1,025

True cost

£69,938

over initial period

Overall cost

6.7%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£995

Valuation fee

£0

Other fees

£30

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 4.19% would initially cost £1,077 for months. This would be followed by monthly payments at a variable rate of 8.24% costing £ per month. The total amount payable over the full term of the mortgage would be £419,719, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.7% APRC.

Initial rate

4.19%

then 8.24% (variable)

Monthly repayments

£1,077

Scheme fees

£1,525

True cost

£70,438

over initial period

Overall cost

6.7%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£1,495

Valuation fee

£0

Other fees

£30

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 4.19% would initially cost £1,077 for months. This would be followed by monthly payments at a variable rate of 8.24% costing £ per month. The total amount payable over the full term of the mortgage would be £420,219, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.7% APRC.

Initial rate

4.22%

then 7.5% (variable)

Monthly repayments

£1,079

Scheme fees

£1,224

True cost

£70,286

over initial period

Overall cost

6.1%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 4.22% would initially cost £1,079 for months. This would be followed by monthly payments at a variable rate of 7.5% costing £ per month. The total amount payable over the full term of the mortgage would be £401,351, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.1% APRC.

Initial rate

4.22%

then 7.5% (variable)

Monthly repayments

£1,079

Scheme fees

£1,224

True cost

£70,286

over initial period

Overall cost

6.1%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 4.22% would initially cost £1,079 for months. This would be followed by monthly payments at a variable rate of 7.5% costing £ per month. The total amount payable over the full term of the mortgage would be £401,351, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.1% APRC.

Initial rate

4.22%

then 7.5% (variable)

Monthly repayments

£1,079

Scheme fees

£1,224

True cost

£70,286

over initial period

Overall cost

6.1%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 4.22% would initially cost £1,079 for months. This would be followed by monthly payments at a variable rate of 7.5% costing £ per month. The total amount payable over the full term of the mortgage would be £401,351, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.1% APRC.

Initial rate

4.22%

then 7.5% (variable)

Monthly repayments

£1,079

Scheme fees

£1,224

True cost

£70,286

over initial period

Overall cost

6.1%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 4.22% would initially cost £1,079 for months. This would be followed by monthly payments at a variable rate of 7.5% costing £ per month. The total amount payable over the full term of the mortgage would be £401,351, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.1% APRC.

Initial rate

4.24%

then 8.24% (variable)

Monthly repayments

£1,082

Scheme fees

£1,025

True cost

£70,296

over initial period

Overall cost

6.7%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£995

Valuation fee

£0

Other fees

£30

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 4.24% would initially cost £1,082 for months. This would be followed by monthly payments at a variable rate of 8.24% costing £ per month. The total amount payable over the full term of the mortgage would be £420,400, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.7% APRC.

Initial rate

4.24%

then 7.99% (variable)

Monthly repayments

£1,081

Scheme fees

£1,079

True cost

£65,958

over initial period

Overall cost

6.5%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£15

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 4.24% would initially cost £1,081 for months. This would be followed by monthly payments at a variable rate of 7.99% costing £ per month. The total amount payable over the full term of the mortgage would be £416,572, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.5% APRC.

Initial rate

4.24%

then 7.99% (variable)

Monthly repayments

£1,081

Scheme fees

£1,079

True cost

£65,958

over initial period

Overall cost

6.5%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£15

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 4.24% would initially cost £1,081 for months. This would be followed by monthly payments at a variable rate of 7.99% costing £ per month. The total amount payable over the full term of the mortgage would be £416,572, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.5% APRC.

Initial rate

4.29%

then 6.99% (variable)

Monthly repayments

£1,087

Scheme fees

£1,499

True cost

£69,974

over initial period

Overall cost

6.1%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£1,499

Valuation fee

£0

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 4.29% would initially cost £1,087 for months. This would be followed by monthly payments at a variable rate of 6.99% costing £ per month. The total amount payable over the full term of the mortgage would be £390,469, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.1% APRC.

Initial rate

4.29%

then 6.99% (variable)

Monthly repayments

£1,087

Scheme fees

£1,499

True cost

£69,974

over initial period

Overall cost

6.1%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£1,499

Valuation fee

£0

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 4.29% would initially cost £1,087 for months. This would be followed by monthly payments at a variable rate of 6.99% costing £ per month. The total amount payable over the full term of the mortgage would be £390,469, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.1% APRC.

Initial rate

4.32%

then 6.99% (variable)

Monthly repayments

£1,090

Scheme fees

£999

True cost

£69,687

over initial period

Overall cost

6.1%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 4.32% would initially cost £1,090 for months. This would be followed by monthly payments at a variable rate of 6.99% costing £ per month. The total amount payable over the full term of the mortgage would be £390,355, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.1% APRC.

Initial rate

4.32%

then 6.99% (variable)

Monthly repayments

£1,090

Scheme fees

£999

True cost

£69,687

over initial period

Overall cost

6.1%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 4.32% would initially cost £1,090 for months. This would be followed by monthly payments at a variable rate of 6.99% costing £ per month. The total amount payable over the full term of the mortgage would be £390,355, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.1% APRC.

Initial rate

4.33%

then 8.12% (variable)

Monthly repayments

£1,091

Scheme fees

£1,299

True cost

£70,057

over initial period

Overall cost

6.7%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£1,249

Valuation fee

£0

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 4.33% would initially cost £1,091 for months. This would be followed by monthly payments at a variable rate of 8.12% costing £ per month. The total amount payable over the full term of the mortgage would be £419,175, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.7% APRC.

Initial rate

4.33%

then 7.65% (variable)

Monthly repayments

£1,091

Scheme fees

£1,124

True cost

£29,500

over initial period

Overall cost

7.2%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 4.33% would initially cost £1,091 for months. This would be followed by monthly payments at a variable rate of 7.65% costing £ per month. The total amount payable over the full term of the mortgage would be £431,363, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 7.2% APRC.

Initial rate

4.34%

then 7.99% (variable)

Monthly repayments

£1,093

Scheme fees

£1,079

True cost

£66,130

over initial period

Overall cost

6.7%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£15

Cashback

£500.00

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 4.34% would initially cost £1,093 for months. This would be followed by monthly payments at a variable rate of 7.99% costing £ per month. The total amount payable over the full term of the mortgage would be £417,349, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.7% APRC.

Initial rate

4.34%

then 7.99% (variable)

Monthly repayments

£1,093

Scheme fees

£1,079

True cost

£66,130

over initial period

Overall cost

6.7%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£15

Cashback

£500.00

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 4.34% would initially cost £1,093 for months. This would be followed by monthly payments at a variable rate of 7.99% costing £ per month. The total amount payable over the full term of the mortgage would be £417,349, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.7% APRC.

Initial rate

4.35%

then 8.12% (variable)

Monthly repayments

£1,094

Scheme fees

£799

True cost

£69,699

over initial period

Overall cost

6.7%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£749

Valuation fee

£0

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 4.35% would initially cost £1,094 for months. This would be followed by monthly payments at a variable rate of 8.12% costing £ per month. The total amount payable over the full term of the mortgage would be £418,942, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.7% APRC.

Initial rate

4.35%

then 7.65% (variable)

Monthly repayments

£1,094

Scheme fees

£1,124

True cost

£29,559

over initial period

Overall cost

7.3%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 4.35% would initially cost £1,094 for months. This would be followed by monthly payments at a variable rate of 7.65% costing £ per month. The total amount payable over the full term of the mortgage would be £431,479, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 7.3% APRC.

Initial rate

4.36%

then 6.79% (variable)

Monthly repayments

£1,095

Scheme fees

£1,350

True cost

£70,321

over initial period

Overall cost

6.1%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£1,295

Valuation fee

£0

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 4.36% would initially cost £1,095 for months. This would be followed by monthly payments at a variable rate of 6.79% costing £ per month. The total amount payable over the full term of the mortgage would be £386,315, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.1% APRC.

Initial rate

4.36%

then 6.79% (variable)

Monthly repayments

£1,095

Scheme fees

£1,370

True cost

£70,341

over initial period

Overall cost

6.1%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£1,295

Valuation fee

£0

Other fees

£20

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 4.36% would initially cost £1,095 for months. This would be followed by monthly payments at a variable rate of 6.79% costing £ per month. The total amount payable over the full term of the mortgage would be £386,335, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.1% APRC.

Initial rate

4.41%

then 8.24% (variable)

Monthly repayments

£1,100

Scheme fees

£1,798

True cost

£72,224

over initial period

Overall cost

6.8%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£1,599

Valuation fee

£0

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 4.41% would initially cost £1,100 for months. This would be followed by monthly payments at a variable rate of 8.24% costing £ per month. The total amount payable over the full term of the mortgage would be £423,130, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.8% APRC.

Initial rate

4.42%

then 7.65% (variable)

Monthly repayments

£1,102

Scheme fees

£1,124

True cost

£69,419

over initial period

Overall cost

6.5%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 4.42% would initially cost £1,102 for months. This would be followed by monthly payments at a variable rate of 7.65% costing £ per month. The total amount payable over the full term of the mortgage would be £408,857, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.5% APRC.

Initial rate

4.43%

then 8.12% (variable)

Monthly repayments

£1,103

Scheme fees

£1,049

True cost

£71,369

over initial period

Overall cost

6.7%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£0

Cashback

£250.00

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 4.43% would initially cost £1,103 for months. This would be followed by monthly payments at a variable rate of 8.12% costing £ per month. The total amount payable over the full term of the mortgage would be £419,342, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.7% APRC.

Initial rate

4.44%

then 9.49% (variable)

Monthly repayments

£1,105

Scheme fees

£1,295

True cost

£70,601

over initial period

Overall cost

7.4%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£995

Valuation fee

£275

Other fees

£25

Cashback

£300.00

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 4.44% would initially cost £1,105 for months. This would be followed by monthly payments at a variable rate of 9.49% costing £ per month. The total amount payable over the full term of the mortgage would be £456,736, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 7.4% APRC.

Initial rate

4.44%

then 9.49% (variable)

Monthly repayments

£1,105

Scheme fees

£1,295

True cost

£70,901

over initial period

Overall cost

7.4%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£995

Valuation fee

£275

Other fees

£25

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 4.44% would initially cost £1,105 for months. This would be followed by monthly payments at a variable rate of 9.49% costing £ per month. The total amount payable over the full term of the mortgage would be £457,036, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 7.4% APRC.

Initial rate

4.44%

then 7.65% (variable)

Monthly repayments

£1,104

Scheme fees

£1,124

True cost

£69,559

over initial period

Overall cost

6.5%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 4.44% would initially cost £1,104 for months. This would be followed by monthly payments at a variable rate of 7.65% costing £ per month. The total amount payable over the full term of the mortgage would be £409,116, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.5% APRC.

Initial rate

4.44%

then 9.49% (variable)

Monthly repayments

£1,105

Scheme fees

£1,852

True cost

£71,458

over initial period

Overall cost

7.5%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£1,499

Valuation fee

£229

Other fees

£25

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 4.44% would initially cost £1,105 for months. This would be followed by monthly payments at a variable rate of 9.49% costing £ per month. The total amount payable over the full term of the mortgage would be £457,593, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 7.5% APRC.

Initial rate

4.44%

then 7.65% (variable)

Monthly repayments

£1,104

Scheme fees

£1,124

True cost

£69,559

over initial period

Overall cost

6.5%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 4.44% would initially cost £1,104 for months. This would be followed by monthly payments at a variable rate of 7.65% costing £ per month. The total amount payable over the full term of the mortgage would be £409,116, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.5% APRC.

Initial rate

4.45%

then 6.99% (variable)

Monthly repayments

£1,105

Scheme fees

£1,516

True cost

£71,126

over initial period

Overall cost

6.2%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£1,499

Valuation fee

£0

Other fees

£17

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 4.45% would initially cost £1,105 for months. This would be followed by monthly payments at a variable rate of 6.99% costing £ per month. The total amount payable over the full term of the mortgage would be £392,545, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.2% APRC.

Find out more about this mortgage

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